PayPal Reviews

PayPal

4.7 (24,963)
Comprehensive solution to serve your business needs.

Overall rating

4.7 /5
(24,963)
Value for Money
4.5/5
Features
4.6/5
Ease of Use
4.6/5
Customer Support Software
4.3/5

94%
recommended this app
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24963 Reviews

Avash
Overall rating
  • Industry: Information Technology & Services
  • Company size: 2–10 Employees
  • Used Daily for 1+ year
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 10.0 /10

One of the Best Platforms for Online Payment

Reviewed on 14/11/2020

I love PayPal. Using it is as easy as browsing the internet. I can receive and request payment from...

I love PayPal. Using it is as easy as browsing the internet. I can receive and request payment from clients all over the world in few minutes as it is accepted in almost all country. It's also easy to track incomes and financial activities. PayPal has made my professional life a lot easier.

Pros

As a part-time freelancer, I have clients from many countries and I use PayPal most of the time to receive money. With PayPal, I can receive money, request money from clients and send invoices instantly to clients and all at a very low cost. I also feel that my information is secure on PayPal as they are a bit ahead in Information Security than other similar platforms. It is also easy to shop online using PayPal as it is accepted in almost all major platforms. Paypal has great and minimal User Interface, so it's very intuitive to use it.

The feature I like most is that we can create a PayPal.me payment URL and also embed it in websites. I also like that we can create a pool and then pay in a team.

Cons

Sometimes they lock your account for unknown reasons and it can be frustrating but those things are necessary to keep scammers and fraud out of PayPal so they aren't big deal. However, I have experienced bad errors a few time during checkout. I don't know why it happens but has happened multiple times to me.

Roldan
Overall rating
  • Industry: Information Technology & Services
  • Company size: 11–50 Employees
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 6.0 /10

PayPal Never Change All These Years - Still Way Too Complicated To Use!

Reviewed on 21/10/2022

50-50. I mean, PayPal is very promising. If not only for there bad UX or bad user experience...

50-50. I mean, PayPal is very promising. If not only for there bad UX or bad user experience design. They really need to brush this thing up.

Pros

- Well, PayPal is an institution when it comes to online Payment System. So, I like it that they are there giving me options when all other options fail.- I was able to use PayPal personally and in business without much issue about security and othe disputes.- I was able to use it with my Website Projects, when clients needs a quick payment integration without much fuss on the buying side of things

Cons

- PayPal is still way too complicated to integrate with WordPress. There are times that you just need to enter email and password, and it gets integrated. Sometimes, it takes you a day or two to be able to do it.- Still not user friendly. Deskop and Mobile version needs UX Design revamp. The conversion between currencies in your account still confusing. Sometimes you fund appears as US Dollar, sometimes it appears as your native currency. - sandboxing dashboard and account pretty much looks like your active/live account. The only way you notice you are in a sandbox is when you see the domain says "sandbox.paypal.com". In contrast with Stripe, where it sends you a contrasting feedback that says "Testing Account" - you won't be able to miss it out.- Currency Conversion is NOT at par with the current market exchange rate! Sometimes, the exchange is two dollar short.

Alternatives Considered

Stripe

Reasons for Choosing PayPal

Eitherway, it all depends on the client's liking. I recommend Paypal as it is the most commonly used gateway. But Stripe is a bit more easier to use and integrate.

Switched From

Stripe

Reasons for Switching to PayPal

Because it was choosen by the client - not mine.
KULDEEP
Overall rating
  • Industry: Education Management
  • Company size: Self Employed
  • Used Daily for 6-12 months
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 9.0 /10

honest paypal review

Reviewed on 28/10/2023

I like to use paypal smoothly for one year for my international transaction so no problem with this...

I like to use paypal smoothly for one year for my international transaction so no problem with this and any refund claimed by customer paypal send a email so i will take action on that .

Pros

International payments
online payments

Cons

sometimes price is high for connvert foreign corrency to indian corrency

Verified Reviewer
Overall rating
  • Industry: Accounting Software
  • Company size: 2–10 Employees
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 0.0 /10

Stay Away From PayPal

Reviewed on 19/11/2023

Horrible. No reason at all to continue doing business with PayPal.

Horrible. No reason at all to continue doing business with PayPal.

Pros

Nothing. Horrible company to do business with.

Cons

Arrogant employees. No sense of fairness. Terrible.

Lily
Overall rating
  • Industry: Health, Wellness & Fitness
  • Company size: Self Employed
  • Used Daily for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 10.0 /10

Small Business MUST

Reviewed on 16/08/2023

Smooth sailing and effortlessly symbiotic. PayPal is an incredible platform.

Smooth sailing and effortlessly symbiotic. PayPal is an incredible platform.

Pros

PayPal makes accepting payments online automatic for small businesses. Without it, I would be stuck dealing in cash--and who uses cash nowadays? To have a functioning business in the 21st century is practically synonymous with using PayPal.

Cons

The only pitfall is that the system could use an aesthetic update, which is a very minor flaw and quite possibly just personal preference.

Alternatives Considered

Mindbody

Switched From

Square Point of Sale

Reasons for Switching to PayPal

Way more cost-effective with the same functions needed and more reliable.
Bader
Overall rating
  • Industry: Civil Engineering
  • Company size: Self Employed
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 9.0 /10

PayPal is fantastic app

Reviewed on 05/10/2023

Pros

What I appreciate most about PayPal is how easy it is to send money to friends and make online purchases.

Cons

What I find least favorable about PayPal is the requirement to link a card when paying for Facebook ads, as well as the extended period of holding received funds.

Hari
Overall rating
  • Industry: Computer Software
  • Company size: Self Employed
  • Used Daily for 6-12 months
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 10.0 /10

PayPal

Reviewed on 08/10/2023

Pros

PayPal is a global Payment method, it is very easy to use.

Cons

I think, there is nothing difficult, and I am enjoying paypal.

Christopher
Overall rating
  • Industry: Music
  • Company size: 2–10 Employees
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 8.0 /10

PayPal is useful

Reviewed on 22/11/2023

Pros

it’s very usable for finances in many different ways

Cons

To be honest I haven’t found anything bad while using it

Luigi
Overall rating
  • Industry: Military
  • Company size: Self Employed
  • Used Weekly for 1+ year
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 10.0 /10

fundamental software

Reviewed on 18/10/2023

overall excellent experience and indispensable for managing online payments

overall excellent experience and indispensable for managing online payments

Pros

and a fundamental software for those who shop online, safe, easy to use and intuitive

Cons

perhaps I would review the application screen a bit, perhaps not very intuitive

Verified Reviewer
Overall rating
  • Industry: Education Management
  • Company size: 51–200 Employees
  • Used Weekly for 1-5 months
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 8.0 /10

Paypal is very efficient and easy to use application to make international or domestic...

Reviewed on 13/11/2023

Pros

It makes it easier to send or receive money internationally and it's very user-friendly because it doesn't take too much time or knowledge to operate.

Cons

I had to face lot of problems in the process of linking my bank account to the application I don't know is this a technical issue or something.

Kat
Overall rating
  • Industry: Photography
  • Company size: Self Employed
  • Used Daily for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 5.0 /10

Good but has some problems

Reviewed on 29/12/2019

They wanted me to pay 10k or more for purchases that were authorized which is completely crazy to...

They wanted me to pay 10k or more for purchases that were authorized which is completely crazy to me but they are very helpful when needing to send money fast. More people use PayPal than other services so its nice for it to instantly transfer in most cases. I use cash app now and nit everyone uses it so I find myself having to go right back to PayPal.

Pros

I really like the ease of use. It was very easy to add money, spend money, send money, link to a bank or credit/debit card, get your own PayPal account card, take out money, or get paid through paypal. It has tons of features and they are all easy to use. The tabs are labeled so you dont have to search to figure out where you need to be to send or recieve money. It is also nice that you are backed up from PayPal when paying for goods/services. Very nice platform overall. The app is also very easy to use.

Cons

I dont like how they dont back you on friends/family purchases since sometimes I am paying a friend but want to be backed up without the fee. Just because I know them doesnt always mean I trust them to handle money for me. But the fee is small so I normally just use goods/services in that case.

Alternatives Considered

Square Point of Sale and Venmo

Reasons for Switching to PayPal

The fact that more people use PayPal and that PayPal can instantly transfer to banks or card instantly. Whereas square or others make you wait a couple days. During holidays I had to wait up to 2weeks which delayed the promise date and caused me to have to reimburse my cuatomer and wastd my money. It happens though and now I allow myself time.
Monique
Overall rating
  • Industry: Online Media
  • Company size: 2–10 Employees
  • Used Daily for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 9.0 /10

A great tool for any size business, but also for the average Joe to send money to a friend for...

Reviewed on 28/05/2019

My overall experience with PayPal as a buyer is very positive. I am happy that it is easy to use...

My overall experience with PayPal as a buyer is very positive. I am happy that it is easy to use and I am protected. As a seller/business, my experience is mostly positive. I enjoy the features, the ease, and the trustworthiness as an option to my customers. However, it is difficult (near impossible) to use when you have someone using the PayPal software to get refunds.

Pros

There are so many pros. I use this software as a business, to help set-up other businesses to accept online payments, but I also use it as a person. Let me explain, I use it to send money to friends to pay for my half of our concert tickets. I use it to pay my mom back for the loan she gave me. My mom uses it to send me money if there are emergencies.

One of the biggest pros is that it is easy. PayPal is by far the easiest to use, after it is set-up. You can have all your bank accounts, cards, etc. all in one place. I do not have to have my wallet handy. Checkout is a breeze. It is the same experience across any store, and any place that uses PayPal.

As a business, it is trusted, and that is a huge plus. They are hugely protective of buyers, which makes you feel safe using it.

Continually, there are tools like invoicing, website button codes, abilities to send reminders, or monthly auto-payment requests.

The possibilities as a business and a regular 'person' are endless. I use this software daily. I even sometimes use it as a sort of 'bank account' and use the attached debit card.

Cons

The same thing that is a pro, is actually a con, though from the seller's perspective. Frankly, because the buyer protections are so strict, it can mean that money is taken from your account as a seller, without your consent. It is very difficult to regain that money. A seller must take photos, videos, and keep stellar documentation to protect themselves. The actual process itself is a bit cumbersome and not the easiest to find.

A second "con" is the fees. Obviously it costs money to process credit cards, but the fees do get to be a bit excessive. However, they are competitive in terms of how much they charge.

Alternatives Considered

Square Point of Sale

Reasons for Switching to PayPal

Paypal is more widely known and trusted. I also have used the product for a decade, with no real issues.
Caitlyn
Overall rating
  • Industry: Entertainment
  • Company size: 2–10 Employees
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 10.0 /10

The Old Faithful Every Man's Payment Processing Service For Businesses and Ordinary People

Reviewed on 10/10/2022

My overall experience with PayPal has been a pretty good one. I have used it for multiple things,...

My overall experience with PayPal has been a pretty good one. I have used it for multiple things, as I am sure many people have. It was something I familiarized myself with when I started selling items on eBay, then when I moved on to doing other forms of eCommerce, as well as person to person payments. It has served me very well. As I titled this review, it is the old faithful payment processing platform. Perfect whether you are just starting out in business and need a relatively free platform to process your payments that is compatible with pretty much any type of web hosting platform, or just someone who needs to be able to send and receive payments for on the spot projects. I would definitely recommend PayPal.

Pros

The PayPal service is very easy and uncomplicated to use. The fast payment processing, invoice creation, and fraud protection, make it a great platform for anyone looking to start out whether it is in person to person business or eCommerce.

Cons

The only cons I can really think of is the fact that sometimes it is difficult to get a hold of an actual human person when you need a problem solved.

Alternatives Considered

Square Point of Sale and Shopify

Reasons for Switching to PayPal

I chose PayPal because it is a service I have used for many years and I know I can trust it. Also, there are somethings that I simply find PayPal to be more convenient in its function. Even though, I do also use Square Point of Sale, I find PayPal to be more convenient in on-the-go outsourcing and freelance situations because most everyone has PayPal and you don't have to ask them to whip out their credit card or whatever. They can just send you the money via PayPal.
Verified Reviewer
Overall rating
  • Industry: Entertainment
  • Company size: Self Employed
  • Used Daily for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 10.0 /10

Paypal makes online business easy

Reviewed on 25/06/2019

Paypal has made it easy for me to conduct business online with people from all over the world. The...

Paypal has made it easy for me to conduct business online with people from all over the world. The transactions fees (if any, depending on transaction) are reasonable and worth the services provided. Having a debit card attached to the business account makes it even easier to shop anywhere and have full access to my funds when and where I need them. It is also extremely convenient that paying with Paypal has become a widely accepted form of payment at many retailers skipping the need for a plastic card in some cases.

Pros

Paypal is extremely easy to use and gives you step-by-step instructions on how to set up and get the most out of your account. They also have helpful add-ons for business owners, an easy invoice and payment set up and easy to read account information. Paypal also provides suggestions for other software you may find helpful and offers business tools that make it easy for anyone to use the service as a payment option for any type of non-adult entertainment related business.

Cons

In order to have a verified account, it must be connected to an actual bank account from another financial institution. If your account is not "Verified" there are limitations in place.

Alternatives Considered

Venmo

Reasons for Switching to PayPal

Paypal is more widely recognized, had more business related services and helpful tips, and was easier to understand how it works.
Grace
Overall rating
  • Industry: Health, Wellness & Fitness
  • Company size: 11–50 Employees
  • Used Daily for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 7.0 /10

An option for online payments

Reviewed on 06/08/2020

We utilized pay pal when quick books no longer offered a service for accepting online payments. We...

We utilized pay pal when quick books no longer offered a service for accepting online payments. We had to have something for our patients to utilize online to be able to pay us. This was a great quick and easy tool that allowed us to accept those payment for a small fee.

Pros

The software was easy to implement and manage. We were able to put it up on our website and manage payments within a couple of hours

Cons

The charges for payments received and limited options for customization. We were charged a small percent on every payment that was sent in and it did not allow us to customize the portal on our website much. Like adding an email or our patient specific account #.

Alternatives Considered

Venmo

Reasons for Choosing PayPal

They no longer offered the service for accepting online payments

Reasons for Switching to PayPal

more acceptable by patients at the time, it was something they had heard of before
Verified Reviewer
Overall rating
  • Industry: Writing & Editing
  • Company size: Self Employed
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 9.0 /10

Great to Use as a Freelancer

Reviewed on 27/02/2021

It's a site and tool that I've been using for years and will continue to do so. For international...

It's a site and tool that I've been using for years and will continue to do so. For international purchases, it quickly connects your bank account and you can pay with a few clicks which makes life so much easier. From my experience, it's also safe and will be great if it gets introduced as a payment method by more local stores as well. If you're looking for a quick and easy way to move your money or pay online, highly recommended.

Pros

I used PayPal for years in getting money earned from Fiverr to my local bank account. It's such an easy and straightforward tool that I always recommended it to other sellers as well, as opposed to one of the competitors which at the time had very limited features. Easy to use, user-friendly and works great in making that connection between freelancing platforms and bank accounts. Even more, I also used it a lot in ordering online as it was very advantageous when I didn't want to wait for the bank to process the transfer..

Cons

Although I rarely had issues with PayPal, I did one time experience a very difficult situation as my account had to be verified by bank statements or bills that should show the address that I live at with my name on it. The bank that I was working on didn't have that option to include address and as a student at the time I didn't have any bills with the address on my name which made it very difficult. Took a lot of back and forth with customer support which is why I would recommend to have more options available to verify users rather than the standard ones which don't apply to any location world wide. However, this was just one time issue and every other interaction with PayPal has been highly positive.

ALEX
Overall rating
  • Industry: Marketing & Advertising
  • Company size: Self Employed
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 9.0 /10

Paypal is extremely beneficial for my business and my clients prefer the convenient payment...

Reviewed on 16/03/2021

Overall I am highly satisfied with Paypal and the encrypted payment method that it provides my...

Overall I am highly satisfied with Paypal and the encrypted payment method that it provides my clients. I can send them invoices quickly and the email contains a link for them to pay the invoice immediately. They don't even need to have a Paypal account which is also a big plus since some of my clients don't directly have Paypal. They are able to pay for services as guests. Very convenient and very well built software.

Pros

As a small business it was always difficult for me to accept credit cards from clients who requested to pay their invoices via card. Before using paypal I actually occasionally had to request they send a check which not only wasn't ideal for my client but it wasn't ideal for my business since the check could take a week or longer to arrive and then another 3-7 days to clear.
Finally I decided to setup and utilize paypal and I haven't looked back since. Paypal is a trusted vendor that my clients don't have an issue putting in their credit card information. The funds are sent almost instantly and I am able to link my paypal account to my business account.
It even provides the preferred shipping address and comments for clients who purchase something that includes a product to be shipped.
I highly recommend Paypal and couldn't be happier with their service.

Cons

There is not a lot to dislike about Paypal. My only complaint would be that the fees paypal charges tend to be slightly higher than other services. But compared against setting up the ability to receive credit cards through a bank, or building out a secure payment method on the website in house it is much more efficient. So even that is relative.

Alternatives Considered

Venmo

Reasons for Switching to PayPal

Paypal was extremely well known and had the best reputation. The system was also much easier to integrate with my business account in order to receive payments. Zelle is well known by younger adults, but for business transactions I found that most of my clients preferred using Paypal as they were familiar with it and trusted that their information would be secure.
Moaaz
Overall rating
  • Industry: Design
  • Company size: Self Employed
  • Used Daily for 1-5 months
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 10.0 /10

The perfect place to save and transfer your money

Reviewed on 22/07/2020

In general, this platform helps me a lot in receiving my money from various sides, especially...

In general, this platform helps me a lot in receiving my money from various sides, especially because I work in the field of designs and have money at the site and that Paypal is always my first choice so that I can take this money.
It makes it easier for me to pay the bills, transfer the money, and receive it from any bank near me. It is truly an ideal platform and I cannot give it up in my own transaction .
Positives
In my view, only the pros of the Paypal platform were divided into ten sections

1: Through Paypal, I can send and receive all my money from different countries of the planet with complete ease and credibility in paying the funds at rock bottom possible costs

2: Safety you'll not find a far better wallet than Paypal in saving your money and savings. you'll put tons of your money and zip are going to be taken from it. it's safe enough. On the PayPal platform, hackers are verified and every one transactions are monitored. If a rogue person is analogous to the platform, they're taken out and their account locked up.

3: Easy to use and fast money transfer, you'll not find it difficult to receive and transfer your money. don't be concerned about your bank mastercard information, their security policy is extremely strict, all you would like is simply send the person to the corporate and your email address, and therefore the money are going to be sent to you

4: Customer service has top quality and global and it's very easy to speak with them if you fall under any

Pros

problem, talk only to them, they're going to reply to you and that they will solve your problem needless to say
5: Commission is extremely cheap, unlike wallets and other electronic banks
6: Very easy if you employ it from the phone. Ideal for putting icons and straightforward to navigate the platform. I prefer using it by phone tons . the form and therefore the general interface of the platform are beautiful and attractive.
7: the power to pay bills to my customers and therefore the ability to shop for from various stores of the planet through the web , and once you open any website you discover within the payment options the Paypal platform that's everywhere within the world
8: you'll receive your money on a day to day and throughout the week, if you're employed during a fast electronic job and you get your money on an equivalent day, i counsel you with Paypal
9: Famous and with an excellent reputation among people and corporations , everyone knows Paypal, and this is often amazing in itself. you've got an excellent thanks to go if you would like to verify his friendship, and it's one among the foremost used platforms within the world on a day to day .
10: Continuous updating of the platform and adding features instantly increases your love in handling it and increases your confidence in it more. Okan Paypal tells you to not worry about your financial transactions, i will be able to manage it and you're comfortable with peace of mind

Cons

As for me, I had some difficulties linking my bank credit card to the platform but I went to technical support (customer service) and they helped me solve the problem

Dayle
Overall rating
  • Industry: Computer Software
  • Company size: 2–10 Employees
  • Used Monthly for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 6.0 /10

Great Service, but terrible Customer Service

Reviewed on 26/02/2021

Dreadful. Not only was my business jeopardised by PayPals poor customer services, ultimately I had...

Dreadful. Not only was my business jeopardised by PayPals poor customer services, ultimately I had to close my shop as I couldn’t run a business where the funds were put on hold 6 months at a time, every six months! I didn’t have funds to reinvest, and had to use personal funds to take care of any refunds and/ or postage.

I made around 9 calls to their Ireland call centres to resolve my problem, all at my expensive, which even then nothing got resolved. The funds were just released after the maximum time they could holds the funds for - 6 months.

Pros

It’s extremely easy to setup and get started, and very widely used. Everyone seems to have a PayPal account nowadays.

I love the fact that you can send invoices, receipts, payment requests, and of course your payments all from within a single dashboard that is nicely laid out and easy to navigate.

PayPal even gives you the option now to make purchases on credit and pay later which is a very nice new feature.

Cons

The software itself I cannot really fault. I have used them for 10+ years and don’t have anything bad to say regarding the software.

My issue (and what seems to be their main downfall) is PayPal putting a hold on funds! This is a NIGHTMARE to resolve.
I had an eBay store which at the time was selling electronics rapidly. I bought bulk products and I sold everything in the space of a month. Around £6,000 profit was sitting in my PayPal account, and then all of a sudden PayPal decided to put a hold on my account. During a ‘hold’, no funds can be transferred from your PayPal account to your Bank Account, nor can the funds be used for any other purchases until you have provided proof of identification (despite them already having my ID when I registered my account), proof of sales, proof of purchase of my products & authenticity. Of course, I provided these immediately. However, regardless to PayPal stating they will look through my documents and a decision will be made, PayPal is that back dated with these holds that they quite often never get around to dealing with most of them!

The maximum PayPal can hold your funds is 6 months according to one of their agents.

Their call centres are based in Ireland, with extortionate call rates, and they keep you on hold for around 40 minutes usually.

My funds were automatically released after 6 months. So I reinvested, bought bulk again, sold up after a month, and they put my account on hold again for another 6 months!

Sébastien
Overall rating
  • Industry: Transportation/Trucking/Railroad
  • Company size: 2–10 Employees
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 10.0 /10

Paypal Is a Robust Solution to Managing Your Money Online and Almost Everywhere

Reviewed on 02/03/2019

My current PayPal account is active since 2008 and so I can confidently say that I know I have been...

My current PayPal account is active since 2008 and so I can confidently say that I know I have been able to rely on this service many times over the years. Their customer service kindly helped me once to set back my account to "Personal" after I had been playing with the settings and wanted to know more about their "Business" upgrade. Many times, PayPal has been my best bet in getting paid for remote freelancing gigs, knowing this is a reputable platform and having the ability to confirm the sender's identity. Because one can move money around and connect different accounts to PayPal, this flexibility has been useful a few times when buying online with insufficient funds in the PayPal account. Since it can withdraw automatically from your credit cards if you check that option, this provides a seamless integration with the rest of your digital life that's, again, secure and very useful.

Pros

PayPal opens the doors to securely managing money online quickly and easily. In many ways, this is a solution that's "set it and forget it" and it works great. For instance, adding a bank account or a credit card is a one-time process and once this is done, receiving and sending money is a breeze. One can even receive money without having first created an account. PayPal, being so omnipresent, is a wonderfully secure option to shop online on any well-known website and to receive money from family, friends or employers. Sharing a link to get paid a specific amount in any desired currency is a simple as using PayPal.Me, a nice additional feature available in the dashboard. This is a software that works equally well for personal and business use and one can upgrade their account without trouble. PayPal makes it easy to manage your money on their website by either using your available balance when buying online and also has options to transfer money from or to your bank accounts, which is a perfect bridge to the digital world. There even exists the possibility to fall back to paying with a credit card online when the PayPal balance is too low without needing to reveal the details of the credit card to the merchant.

Cons

I love this service, but I did have problems getting to validate mobile phones in foreign countries by not receiving SMS. For this reason, I had to skip the addition of my mobile phone to the account, meaning I cannot use it to recover access to my account if the need arises. I would also add that this is not an ideal service to be transferring money to your bank account on a regular basis as the fees do add up and for some reasons, this is sometimes flagged as a fraudulent behavior when the money is being transferred from one PayPal account to another before making the deposit to the bank account. In my experience, one gets much more benefits in limiting its use to online transactions.

Carmen
Overall rating
  • Industry: Design
  • Company size: Self Employed
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 6.0 /10

Good for buyers, not much for sellers.

Reviewed on 06/03/2019

I will always recommend PayPal for online purchases. As an honest customer I like the easiness and...

I will always recommend PayPal for online purchases. As an honest customer I like the easiness and security it offers.
As a seller? Never.

Pros

Get paid instantly, manage your money, send invoices to your customers and clients, pay using those funds on all the online stores that accept PayPal.
With all the different options for sourcing funds, it is easy to jump from your credit card to your checking account if you desire to do so.
Their app works fast, it is reliable and allows me opening it anywhere to check my balance and even get alerts when an invoice has been sent or paid.
As a buyer, it is probably my first choice whenever I make online purchases, for safety, because I don't really like writing down my credit card details on every single store I shop at, and because it is faster, saves me time from introducing numbers and codes as everything is recorded and verified already.

Cons

As a seller, this can be tricky, specially when selling items on Ebay.
In fact, PayPal is what keeps me from selling anything there.
If you are unlucky enough to sell your collectibles, antiques or your hard work to a smart guy, they will report the item as "not as pictured", "not as expected" or any other excuses they might find creative and PayPal will ALWAYS be on their side.
I have lost a few thousand dollars thanks to PayPal and their policies and these buyers with no morals.

They are not forced to return the item, money will be returned no matter what you say, even shipping charges, and you can say whatever you want, PayPal just doesn't care about sellers AT ALL.
I can say without hesitation that PayPal has killed the hobby collector, the artisan and those small honest sellers that loved selling their products online, specially Ebay.

And this without even mentioning the "fake fakes" hunters. I tried to sell authentic Designer clothing and shoes and my items were literally stolen.
Buyer reports your item as a counterfeit and you will lose your money and the item.
They are only suggested to destroy it. Yes, right... like that is ever going to happen.

Chris
Overall rating
  • Industry: Music
  • Company size: 2–10 Employees
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 8.0 /10

Online Payments

Reviewed on 28/02/2021

All in all PayPal favors the buyer because they have risk by not doing so. This means that as a...

All in all PayPal favors the buyer because they have risk by not doing so. This means that as a seller you have to fight to win appeals. Its a bit frustrating when it can be completely a buyers fault but they still side with the buyer to avoid a charge back from the credit card companies. Other than unscrupulous buyers and the appeals process - the company is solid and reliable. It is used all over the world so you don't usually have a hard time finding a place that takes PayPal.

PayPal is great as an extra layer of insurance on the products you buy. They have a pretty robust money back guarantee on fraud so you can count on them to back up your purchase. They have two costing models. One is for the higher volume business transactions and the other is for families sending money or charities etc.

Pros

Both the mobile app and the desktop application are very easy to use. The interface is user friendly and and intuitive. There are also personalized mini links you can give people to send their money to which is a handy feature that doesn't see the acclaim that it should.

The apps themselves can store as much or as little data as you would like. The less data you keep on filed there though the more you have to enter in with each buy. Your information is easy to navigate through in some simple menu selections and a few clicks you can pretty much navigate everywhere on this site. On your mobile device you can set it up for express pay and you can keep your own personal profile up to date for payments for personal or business. All in all its very easy to use software.

Cons

The fee structure if you're not a trusted vendor can feel a bit trapping as there is a mandatory wait period before they will release your money to you. There is no way within the software to expedite the process and there is no easy way to contact PayPal in this manner. The other issue with the app is that once you enter in a debit card number or a credit card number the app won't let you remove it until they are clear that your account is clear.

Souhil
Overall rating
  • Industry: Design
  • Company size: Self Employed
  • Used Daily for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 9.0 /10

The Perfect Payment Platform for Personal and Business use.

Reviewed on 01/12/2020

Paypal helps me to accept Credit and Debit card payments from my customers and it also, helped me...

Paypal helps me to accept Credit and Debit card payments from my customers and it also, helped me to gain trust because it's safe and secure and I never had any problem with it.
It also, helped me to grow and perform better online and I don't need to worry about my payments not being transferred to my account because with Paypal I get it instantly in my account.
With Paypal I don't get just a Payment Platform I get more than that with Paypal I can really grow and get our Business to the next level.
The company is doing a great job, and I hope we will get a lot of cool and useful features in the future and I'm sure my great experience will continue with them for years.

Pros

It's very easy to use, and I really like the clean UI and I have everything I need in just one place.
One of the best Payment Platforms and I use it for my business for years now and I really never had any problem with them.
The support is great too and if I need anything I just email their support, and they will get back to me and call me in less than 24 hours and I really like their support.
I had an amazing experience with them for +7 years, and I still use Paypal to receive daily payments from my Customers and to send money to my family/friends and pay for services and goods.
I like the Express Checkout option for the websites, and I use it for Shopify and It's fast, secure, and easy to use to get credit card payments from my clients/customers.
I also, like their mobile app it's very easy to use and I can see my store transactions in one place.
It allows me to add my credit/debit cards and my bank account to the platform and I can use my credit/debit card to purchase products online or to send money from it.
They have a lot of accounting and financial stuff and they send me monthly and yearly reports to see how my store is performing.
I can add different currencies to my account, and I can convert between them in one click.
I like the mass payout option too because It allows me to send payments to my VA's at one time and I don't need to do it manually for each person.
They have integration with almost every e-commerce platform in the world Etsy, Shopify, eBay...etc.

Cons

They can allow us to use our PayPal balance to purchase online I don't know why we don't have this feature available for Paypal users in Algeria.
Paypal fees are a little high especially if you receive an international transaction from another Paypal user.
but, after all, we get a lot of useful tools and features and the support is great too.

Samridh
Overall rating
  • Industry: Mechanical or Industrial Engineering
  • Company size: 501–1,000 Employees
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Likelihood to recommend 9.0 /10

My goto place for transactions

Reviewed on 01/02/2019

Pros

Everyone who has done some sort of online payment and transactions have hear of paypal so it wouldn't be wrong to say it is one of the most used online third party payment source in variety of businesses. I have used paypal for last 10 years and still do for many of my online purchases and even fund raisers.
- Easy to create account and use it
Paypal account is free to create for normal usage and anyone can have it. It is simple, straightforward, and most importantly no hassles.
- Secure and safe
At this age where technology is everywhere data security is super important. Paypal takes user information and data very seriously and does encrypt it in the most secure way.
- Easy to links accounts
You can put money in paypal or link bank accounts and transfer directly. You can even send money to family and friends with a few click of buttons once your accounts is link. How great is that.
- Smooth transactions
Whether you are selling stuff or buying, everyone trusts paypal so using it for a means of payment is accepted everywhere. Ebay users are one of the biggest user of paypal.
- History
Your buying, selling, depositing and withdrawing information are locked and loaded on paypal for viewing. When someone like me who continuously buys on ebay and sometimes sells as well, paypal helps me understand how much important it is to have these individual transactions stored and organized.

Cons

Paypal is great except,
- Transaction fees for businesses
Do you buy and sell on ebay? Then there is some fee one has to pay which is not great for everyone. I hated those fees but a small price to pay for convenience I think
- Not good for big businesses
Paypal is not for big business for sure due to its lack of proper customer support and backup. Better go elsewhere.

I never had to deal with it but I know a few people whose paypal account got frozen or removed for no reason. That could be a disaster for sure and that means you have to go through a lengthy process to get your money back if you lost some.

chengetai
Overall rating
  • Industry: Government Administration
  • Company size: 5,001–10,000 Employees
  • Used Daily for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 9.0 /10

Life saver of every freelancer.

Reviewed on 02/11/2022

Pros

Paypal is the most user friendly online payment platform which is also easy to join.It is a must have for every freelancer.One of the best features they have is the buyer/seller protection.They have saved me twice from a being swindled by two very big online shops.In one case I only submitted proof of the unauthorized debit that had been done on my account and they immediately refunded my money.On another case they facilitated a dispute resolution meeting between me and the seller through their platform, and we were able to reach a compromise for a delivery that had been cancelled.I was happy with outcome.Paypal is committed to excellence and will fight to even the smallest of their clients.Their customer care is also very responsive, they will even call you to respond to any of your enquiries.

Cons

They don't have a digital mastercard for every country like some of their competitors which can be very frustrating .They also have a few partnerships with local banks making it difficult sometimes to withdraw your money.In some countries Paypal doesn't work completely like Zimbabwe, India etc.In South Africa you can withdraw your paypal funds using one local bank only this can be very annoying when you don't have an account with that bank.