PayPal Reviews

I like a couple things about Paypal. I mostly like the mobile app that they offer, because it gives you ease of access when your on the go. I also like that Paypal has started integrating new partnerships like Venmo. I really like how easy and instantly you're able to transfer paypal funds into your bank account.

With the new partnership/integrated apps that they have, like Venmo, and Greendot, they aren't a two-way street. For instance, you can't transfer money from Venmo over to paypal, or at least I tried, and it was extremely confusing how they have everything set up.

ease of use even though the customer service is toxic

Customer service is impersonal, banal, obtuse, inconsiderate

I use PP for both personal and business purposes.
Personal:
1. Extremely easy to use: simple interface, intuitive functions.
2. Send money to friends, receive money from friends - transferring money among people via PP has become as natural as finding information on Google.
3. Apps are very high quality, stable and reliable

Business:
1. Payments collection: PP has a great reputation for use on websites that don't instill a lot of confidence. Which is basically any website that is not Amazon, Walmart and maybe a few others. My business falls into the category of "unknown", which automatically makes customers reluctant to pay with a credit card. PayPal is the way to go, about 60% of all transactions on my website are done via PP.
2. Invoice functionality is great - especially with the reminder feature.
3. Even for people who don't have PP, it offers an option to pay w/Credit Card through the PP interface.
4. Integrations with other services (besides Venmo) are great. For example, integration with Woocommerce / Wordpress.
5. The option of a credit/debit card is fantastic.

1. Customer support is terrible. Usually everything goes great, but if there's a problem - good luck trying to get it resolved. If Amazon is around 10 on the customer support scale, PP is closer to 2 or 3.
2. PP is not popular in other parts of the world besides the US, which makes it difficult to have business with other countries. For example, it would be almost impossible to pay an Easter Europe freelancer.
3. Business reporting is buggy. The reports seem to be disconnected from reality or just don't show the needed info.
4. Some features on the website are buggy or lacking, for example transactions search: you can't just search by a sub-string of a keyword. First, you need to select a category (first name, last name, email, etc), then you have to write the whole term. Unnecessarily cumbersome and so 2001.
5. Zero synergies from Venmo integration. You'd think that owning Venmo would make it easy to use the same login and other features across the two products. Wrong - those are still two separate services with no cross-integrations whatsoever.

PayPal is a universal, global payment system. I use it not only personally, to receive and send money, but mostly as a payment gateway. Payments go smoothly. It should satisfy all those who want to do business on-line. I like the option to generate quick buttons.

Deployment (in self-written script) and automation of sales are a little bit harder. Maybe it's because I'm a newbie to programing, but I remembered that setting sandbox account and getting through documentation wasn't that easy. Plus, sometimes navigating through options in menu that I use less is pretty complicated and confusing. That's the only thing that makes me roll my eyes.

Paypal is an user friendly and secure Plato for. which helps in navigating through and understanding the various features provided easily. The processing speed of transaction is so quick and instant. The facility to add various credit card providers and highest security measures will definitely make it a plus to rely on this platform without a second thought. Customer service is excellent that they work with us to resolve issues in a timely manner respecting the time of the user. Further, various currencies could be added to the account thus helping us to store the currency and use when we want without having the forex exposure affecting in the transaction.

The software is so amazing that i don’t see anything that seems like a drawback, one reason is PayPal is evolving as they constantly add features which are meeting and matching to the current trends and needed for the present technologically reliant economy.

One of the biggest advantages of PayPal is the easy online payments system which is widely accepted by online vendors, big e-commerce stores and other businesses. PayPal allow users to send out money and also receive payment, which made it easy for two individuals to carry out business transactions or send money as a gift to friends or families.
One of the best features of PayPal is the easy integration with user’s Local Bank Account; users can link their Credit Cards to their PayPal account, make transactions with PayPal and get debited on the Bank Account. Another advantage of PayPal is the security, they takes security tightly, secure logins like 2FA to prevent user’s from hackers, also each transactions are monitored and any foul suspect will result to cancellation and account will be limited for verification.
PayPal has also helped me from scammers and getting out of bad deals, they have a good refund policy that help buyers get their money back easily if the deal goes wrong.
Other advantages are keeping of all general transactions histories which can be easily printed and a straightforward user interface which makes it easy to use and understand.
PayPal have a mobile app that makes PayPal easier to use, the app is available on both Android phones and iPhones; all online functions are available on-the-go.

Even with the good reputation online, PayPal can be very frustrating with different disadvantages.
A major problem with PayPal is the customer support, contacting those guys can be very frustrating, using the email takes forever before they reply, calling their mobile phone takes time before you’re connected to available support which is very expensive since it’s international call. PayPal really needs to improve their customer support and at least be less aggressive with rules, which is another problem with PayPal; example of the limitation of accounts on slightest things, even though security is important to make users safe on the internet, PayPal however takes security a little too much, a simple change in account’s activities can result to limitation of user’s account which can only be resolve with ID verification and reviews.
Another con to PayPal is the limitation of some countries from having full access to their services, my country in particular can only send out funds and pay for services but we can’t receive funds, which aren’t good for business, I have to find alternative to receive payments online.
The last one I can think of is the transactions fees, unlike other competitors; PayPal doesn’t have stable fees, sometimes PayPal can charge up to 50% of total transaction amount, which isn’t encouraging.

Here is what I love about paypal:
- You can setup an account in a few minutes. All you need is a valid email id and a bank account.
- There is no fee for signing up not any monthly fee to maintain an account.
- It is used by a large number of merchants both online and in store, all around the world.
- You can send money to a friend/family member living in a different country via their feature called 'XOOM".
- There website and their pone app is ways to use.
- One can link a credit or debit card to their paypal account in seconds.
- They have an awesome return shipping policy. If you buy a product online by paying for it via paypal and don't like it, you ca return the product and the return shipping cost (up to $30) will be paid by paypal 12 times in a year! That is hassle free shopping.
- Once you link your credit card via paypal and shop online, your credit card details are hidden and you never have to disclose your credit card information online ever again.
- They sponsor special discounts for customers that shop with PayPal at selected retailer stores. For instance, you can sometimes buy a gift card of $25 for just $20. That is a $5 saving you get for free.

This is where paypal can improve:
- Their dispute resolution is not as great as the that of traditional credit card companies. In my years of having an account with paypal, I have had only once instance where I had to file a dispute for a damaged item that I received from China. I was asked to send back the damaged item to the seller without even getting a return shipping label.
- I have had friends whose accounts have been frozen for no reason with no prior notice. However, I have personally not had any issues with them so far.

I have used PayPal for years and I can honestly say that when using a payment app I recommend this %100! The first thing I love is how my friends and family can send me money or vice versa for no fee. I use their PayPal cash card to spend my PayPal funds the only bad thing with that is that the ATM fee's are upwards of $5 please change that PayPal please. I don't recommend sending it to your bank due to how long it takes to post to your bank and the fee you are charged. That's why I use the card that you can get free with your account. I'm mainly a buyer but I do at times sell things and it works flawlessly. The best part of it all is whether you receive or use it to purchase products etc. You have the PayPal Purchase protection first your purchase information is secured because they don't share your full financial information with sellers. Secondly they have 24/7 monitoring. Thirdly they have a dispute resolution if there is a problem with a transaction and I have personally had to use this twice since using} and PayPal was able to resolve the issue and I received my money back. Now it takes a while for it to finally get resolved but it gets resolved. I receive money to PayPal through completing survey's and other part-time jobs online and I have never had a problem receiving it.

When you call customer service most of the time you can not understand the representative that's supposed to be helping you. I've actually hung up and called back two or three times until I was able to reach someone I could understand. Secondly, this is a good and frustrating issue is that all the multi-authentication you have to go through just to long in. I mean it's great to know my account is secure but can't they make it any easier? And if your account gets locked oh boy that's a headache.

What I liked at first was the security and ability to link PayPal to your bank and other cards and financial institutions. It seems a lot of people and business use PayPal for financial services and individuals with small business it’s easy for them to receive payments invoices and pay suppliers

What I like least is the ability to solve problems and the customer service is hard to reach and not much help when you do. I can give a few examples one most recent and still dealing with an older lady friend of mine not real great with modern technology sold an item on Facebook, the buyer paid through PayPal. My friend sent the item with tracking and payment was received. Well first it too a long time for PayPal to release funds even though both parties were satisfied and stated that. My friend contacted customer support through messages (the only way currently) to find out why her payment was pending for so long. Understandably she had a new account and they wanted to verify all of her information which I was helping her with as far as ID and adding a card to her PayPal. Finally about 30 days later after the verification was up PayPal decided to refund the customers money and sent the $50 back to the purchaser without being asked to do so. When we reached out to PayPal she told that it was a user-friendly interface and that they don’t get involved in customer transactions that she needed to contact purchaser. We attempted but didn’t get response. PayPal in my opinion need to reimburse her 50$. They told her it was because she hadn’t accepted the payment to her bank in over 30 days. This is crap because for the first 30 days it was pending. PayPal has no right to do this and saying they don’t get involved is obviously a lie. That is just the most recent problem I have had.

Very functional for small business owners, or if you run a shop on Instagram or etsy, even through your own website. You can pay for things instantly, using your thumb print through your phone as affirmation of payment. Instant transfers/wires too your bank account with a very affordable fee. The app is free to download and use, and you the exchange rates between different currency is also very good and the fee is feeble and affordable. The outlines of the app are very too the point and it’s very easy to use after confirming who you are and connecting your bank account, and if you don’t want too connect your bank account you can use your PayPal balance with a PayPal card which is very convenient. It’s very easy to send money all over the place, you can also send money through friends and family which won’t charge you a fee no matter where you send it or you can pay a small fee and have a 180 buyer protection over whatever product you bought, no matter who or where you bought it from. Including open disputes that last for 21 days Until resolved or refunded. Overall a very well rounded app and outlined nicely with a lot more pros than cons.

I think that customer service is very poor, even before the covid 19 out break, it takes a little while for them to process disputes. You also have to be careful of people who will scam you, you can not be refunded if you don’t go through goods and services. At least not all the time too my knowledge depending on the case. It’s hard to get in touch with an actual customer service rep, they have an automated system to help answer frequently asked questions or problems you may be having. Which doesn’t answer a few of the more difficult dispute problems that have occurred personally through the past. Also pending transactions are a thing and sometimes your money that has been wired too your pay pal balance may be unavailable too you for 21 days and it’s very hard to open a dispute about that so you can access the money in your account. Pending transactions usually happen when you are a new seller or if you are selling through a website or social media account connected too your pay pal for the first time. It doesn’t help when you have to pay the app your using it throughs, seller fees. And has sometimes made my bank account negative when I needed it. Boosting customer service and paying attention to the minor pending errors and sometimes the app will shut me out in a certain amount of time or not register my thumb print. Minor errors.

Both the mobile app and the desktop application are very easy to use. The interface is user friendly and and intuitive. There are also personalized mini links you can give people to send their money to which is a handy feature that doesn't see the acclaim that it should.

The apps themselves can store as much or as little data as you would like. The less data you keep on filed there though the more you have to enter in with each buy. Your information is easy to navigate through in some simple menu selections and a few clicks you can pretty much navigate everywhere on this site. On your mobile device you can set it up for express pay and you can keep your own personal profile up to date for payments for personal or business. All in all its very easy to use software.

The fee structure if you're not a trusted vendor can feel a bit trapping as there is a mandatory wait period before they will release your money to you. There is no way within the software to expedite the process and there is no easy way to contact PayPal in this manner. The other issue with the app is that once you enter in a debit card number or a credit card number the app won't let you remove it until they are clear that your account is clear.

PayPal, Business and Premier records offer many apparatuses for better incorporation with eBay. Along these lines, exchanging on this monster site turns out to be a lot simpler. The straightforward altering and customization options Pal offers are likewise truly keen. PayPal offers the most secure way to deal with web based shopping without concealing any information in my record when shopping on the web and giving over my financial information. I can tell that these are the most popular pnes among the advantages of Paypal.

Haggling on the site can be troublesome assuming I need to cancel a membership by means of PayPal, and on the off chance that I have a question with somebody and the installment is taken care of by PayPal, they will take up the mediation interaction, which can consume most of the day.

Sadly on the off chance that I run into an issue with an installment, Paypal needs great client support, contact telephone numbers are elusive on the site, and messages are frequently replied with computerized answers as opposed to real counsel.

The PayPal confirmation framework takes a great deal of time, which can be extremely baffling when you connect a financial balance to your PayPal account, two little stores are saved into that record and you might have to report the sums to PayPal to check your own record.

PayPal is popular among consumers and accepted by major online merchants/businesses. It's convenient to use as a smaller size business. PayPal is secure and works hard to prevent fraud.It's also a safer way to send/receive payments to/from an individual since it is a documented transaction.

Customer service has to be better. They are in charge of funds and accounts, it should be very easy to get help. Customer service has really hurt my experience with PayPal.Fees and policies should be made very clear. Depositing cash can be costly. Receiving payments can be also.PayPal can freeze accounts and withhold funds.I want it to be more user friendly.Setting up PayPal was more difficult than any account I've had.

Convenience: One of the most significant features of using PayPal is its convenience. PayPal allows users to send and receive payments instantly from anywhere in the world, as long as there is an internet connection.Security: PayPal uses advanced security measures to protect its users' financial information. When you make a payment, your financial information is never shared with the seller or merchant.Buyer Protection: PayPal offers buyer protection, which means that if you do not receive the item you paid for, or if it is significantly different from the description, you can file a dispute and get your money back.Multiple Payment Options: PayPal allows users to link their account to a variety of payment options, such as credit cards, debit cards, and bank accounts. This makes it easy for users to choose the payment option that is most convenient for them.Mobile App: PayPal has a mobile app that allows users to send and receive payments, check their account balance, and view their transaction history on-the-go.International Payments: PayPal supports international payments in over 200 countries and accepts payments in over 25 currencies.Overall, PayPal's convenience, security, buyer protection, multiple payment options, mobile app, a

Verification process: PayPal requires users to verify their account by linking a bank account or credit card. This process can be difficult for some people, especially if they do not have access to a credit card or bank account.Transaction fees: PayPal charges transaction fees for certain types of transactions, such as receiving payments for goods or services. These fees can add up and be costly for individuals or businesses that frequently use PayPal.Payment disputes: PayPal has a system in place for resolving payment disputes, but this process can be time-consuming and frustrating for some users. It can also be difficult to navigate the system if you're not familiar with it.Limited customer support: While PayPal does offer customer support, some users may find it difficult to get in touch with a representative or get their questions answered in a timely manner.Security concerns: While PayPal is generally considered secure, there have been instances of account breaches and fraud. Some users may be concerned about the security of their personal and financial information when using PayPal.Overall, while there are some potential challenges associated with using PayPal

Nothing at all anymore because they are untrustworthy.

They are stealing mass consumers money.
They will create new accounts and request for your money to be returned without permission, then say you did it, then the money will come up 100% missing, after they were caught lying in the first place.
They will then make you pay back the money, that they clearly stole from you back and interest too.