PayPal

4.7 (23,865)
Comprehensive solution to serve your business needs.

Overall rating

4.7 /5
(23,865)
Value for Money
4.5/5
Features
4.6/5
Ease of Use
4.7/5
Customer Support Software
4.3/5

94%
recommended this app
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23865 Reviews

Josh
Overall rating
  • Industry: Design
  • Company size: Self Employed
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Likelihood to recommend 9.0 /10

Great online payments system with many features

Reviewed on 14/09/2021

My experience has been great and I use Paypal all the time for many online purchases and have places that send me payments right to my paypal account.

Pros

There are very few places that do not take paypal. You can easily add multiple ways to pay. It also easily integrates with many things like woocommerce, zapier and wordpress to take payments if you would like. It is easy to get money from friends or people who owe you for business.

Cons

There is really only one annoyance that I have with paypal. If I have a say $10 visa or mastercard gift card and say I want to buy something for $15 most places online don't take 2 forms of payment for the same item so I need some way to put the gift card into my paypal account, but they don't allow you to easily send money from a credit card or prepaid gift cards. So the work around is to make an invoice and send it to another email and then pay with the gift card. There are 2 things with this the first is then that you must pay a fee which I understand and would be fine paying the fee. The other is that the whole process is a pain in the butt. They should just allow prepaid gift card amounts to be added to your balance and then just charge you the fee. Annoying but not a deal breaker.

Alternatives Considered

Wave Accounting

Reasons for Switching to PayPal

It's not necessarily that I have chosen Paypal over Wave. I use Wave more for my business and accounting stuff and making pretty invoices. I use Paypal way more often for my personal stuff and many online purchases and to get payments from survey sites and a few other things. So I think Paypal has its great purposes and if I start an ecommerce website which I probably will I will likely use Paypal for taking payments with Woocommerce.
Andrew
Overall rating
  • Industry: Food & Beverages
  • Company size: 10,000+ Employees
  • Used Daily for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 8.0 /10

PayPal cuz ya gotta...

Reviewed on 29/02/2020

PayPal is always going to be a mover-and-shaker in the internet finance sector and if you're just sending money to your friends and family or stacking a few bucks to pay for stuff online PayPal is a good option. For me doing business with PayPal has been easy but If you're a medium-to-large sized company maybe you should look for a business account elsewhere.

Pros

PayPal is one of those things ya almost gotta have. All these new digital credit cards coming out that mask your numbers is old newus as far as PayPal is concerned. They pioneered not only digital currency but gave us a format on how-to buy things online. These new marketplaces (letgos, offerups, Facebook marketplace) really owe PayPal a debt of gratitude of for making us comfortable to purchase online. In addition to the privacy PayPal offers they also make it easy for you to send and receive money especially to your friends and they don't charge you anything. You can get a free cash card which is cool and you can also use card to accept payment for your small business.

Cons

PayPal does require a lot of background if you were to open up an account and get a cash card. They do close people down for practically nothing and they will freeze assets for an undetermined amount of time if anything is questioned. Also there so in bed with eBay that if eBay doesn't like something about you or your account they can freeze assets as well. They have a pretty weak offers category where you can get some discounts but they're not all that great and neither is there discount on shipping. And why don't they have their own check cashing division being so big, why use Ingo?

mohan
Overall rating
  • Industry: Fine Art
  • Company size: Self Employed
  • Used Daily for 1+ year
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 10.0 /10

"Effortless Payment Solution"

Reviewed on 21/02/2023

Convenience: PayPal makes it simple, quick, and secure to send and receive money without revealing your bank or credit card information.Security: PayPal never divulges your financial information to the receiver, reducing the risk of fraud and identity theft.Broad acceptance: PayPal is a well-known and dependable payment option since it is used by millions of businesses and websites throughout the world.Buy protection: If a transaction fails or an item does not match the description, PayPal's buyer protection allows you to request a refund.Cashback credits and other benefits are offered by PayPal for utilizing their services, which can help you save money.Overall, I think PayPal is a safe and practical method to manage your money online.

Pros

As a new user of PayPal, I really love the Security system: PayPal is a secure and reliable platform that uses advanced encryption technology to protect personal and financial data.

Cons

High fees for certain transactions, especially when converting currencies or sending money internationally.

Emma
Overall rating
  • Industry: Online Media
  • Company size: 2–10 Employees
  • Used Monthly for 1+ year
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 0.0 /10

Why are Paypal holding out money for so long

Reviewed on 24/01/2023

terrible

Pros

being able to have customers pay at a click of a button from overseas was the initial drawcard

Cons

21 day money holds on your first two invoices (plus the 14-30 days it may take clients to pay. Plus 5-7 days to arrive into your account once 'released' by Pay pal). Very suspicious that Paypal are making millions from holding interest... wile we wait. & Terrible customer service if your thinking of calling customer support.

adel
Overall rating
  • Industry: Computer Software
  • Company size: Self Employed
  • Used Daily for 1+ year
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 10.0 /10

Trusted online payment is PayPal

Reviewed on 06/12/2022

The site that I trusted in transferring money and profits is PayPal, the personal information and making the case is safe. The matter was relative at the beginning of my work as Freelancer. It was incomprehensible in profit-taking operations, and what facilitated the process for me because of its ease of use is PayPal, To the extent that one does not occupy his mind with anything because everything is organized, and you receive a message to complete the process which provided me with confidence is that many institutions have been registered as a partner of PayPal in buying and selling its operations, which made it a global institution, and this makes the user feel safe for his digital financial transactions, Customer service is superb that they work with me to solve any obstacle, if any in responding in a timely manner while respecting the user's time. In fact, it's one of the best services and leading mobile payment solutions according to our evaluations.

Pros

•Secure means of payment• Financing various options• Comprehensive online and personal payment solutions• PayPal is straightforward to use – it’s terribly an easy thanks to send cash to friends and family• Using PayPal offers you an additional level of security and fraud prevention. If you acquire a purchase exploitation PayPal that finally ends up being fraudulent, PayPal will facilitate get you a reimbursement• PayPal encrypts your bank or MasterCard info, keeping that information safe• No fees for causing cash to friends and family

Cons

• The website is slow to load IF I actually have multiple screens open. Which can some time separate the performance issue, the website is slow while using IF I truly have to open multiple screens. Which can some time effect the performance

Jitendra
Overall rating
  • Industry: Higher Education Software
  • Company size: 1,001–5,000 Employees
  • Used Daily for 1-5 months
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 10.0 /10

I had terrific experiences with PayPal, which is a fantastic tool for making overseas payments.

Reviewed on 20/02/2023

I've heard mostly good things about PayPal, and many people point to its simplicity, security, and ease of use as key advantages. But I have voiced my dissatisfaction with costs, account restrictions, and customer service.

Pros

Some of best features about PayPal that I have oberserved such as Security: According to what I have observed, PayPal offers a secure environment for online transactions using cutting-edge encryption technology.Convenience: PayPal is a convenient choice for me while buying and paying bills online because online retailers widely recognise it.Payments made swiftly and easily: PayPal makes it possible for me to send and receive payments in a matter of seconds.International transactions: PayPal is a well-liked option since it lets me send and receive payments in various currencies.Mobile app: I find PayPal's mobile app to be quite user-friendly and to make it simple to manage transactions and account preferences while on the road.

Cons

I've seen the following features while utilising. PayPal Fees: I have complained about PayPal's costs, especially for international transactions and for other kinds of transfers.Limitations on accounts have been known to be imposed by PayPal, which can be upsetting for users who depend on the service for their personal or professional transactions.Customer service: I have complained about having bad experiences with PayPal's customer support, especially when there are problems with or disagreements over accounts.Payment holds: Due to my requirement for fast access to PayPal's money; payment holds may be imposed for specific transactions.

Manjunath
Overall rating
  • Industry: Education Management
  • Company size: 501–1,000 Employees
  • Used Daily for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Likelihood to recommend 9.0 /10

PayPal: Secure Online Payments Made Easy

Reviewed on 21/02/2023

PayPal is a popular and reliable platform for online payments, offering a range of features and security measures to protect both buyers and sellers. While fees can be higher than other options and customer support may not always be satisfactory, its ease of use and broad range of payment options make it a popular choice for online transactions.

Pros

Easy to set up and use for online payments. Offers both buyer and seller protection for transactions.Provides a wide range of payment options, including credit and debit cards, bank transfers, and PayPal balance. Offers additional features such as invoicing, recurring payments, and a mobile app for convenience. Has strong security measures in place to protect against fraud and unauthorized transactions.

Cons

Some users have reported account freezes or restrictions without explanation or warning. Customer support can be slow to respond and may not always resolve issues satisfactorily.

Sachin
Overall rating
  • Industry: Legal Services
  • Company size: 2–10 Employees
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 10.0 /10

Payment anywhere made easy.

Reviewed on 20/02/2023

Overall the software is good. Easy to use.

Pros

This software gives the immense chance to do hassle free payment globally. Sending and receiving payment has now been made easy because of this app. The payment gateway is easy to use and even a layman can easily understand and use the app.

Cons

The only problem is many sites still don't accept the PayPal, because of high gateway charges in comparison to the competitor.

Mark Jade
Overall rating
  • Industry: Retail
  • Company size: Self Employed
  • Used Daily for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 9.0 /10

My Business expanded, thanks to PayPal. My life became less stressful

Reviewed on 21/02/2023

My life became less stressful since I Integrated PayPal on my personal and business life. Never go to the bank again, because PayPal offers all of your online transaction, so you don't have to go to the bank. Overall my experience has been very helpful and reduces the stressed cause by financial transactions and banking.

Pros

The PayPal program is fantastic. The ease and simplicity of depositing and withdrawing is very notable.

Cons

However, people can be blocked by PayPal without warning and funds from this account can be frozen and held, creating annoyances for users.

Verified Reviewer
Overall rating
  • Industry: Law Practice
  • Company size: 2–10 Employees
  • Used Weekly for 1+ year
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 8.0 /10

Very good program

Reviewed on 21/02/2023

I find Paypal one of the oldest banks in banking transactions via the Internet, and I find in it the extreme care of the customer and the receipt of money, even if PayPal was stolen, he can control and return the money to its owner when selling a product or cheating

Pros

It makes it easy, accurate and safe to pay and receive money simply

Cons

It is not a big negative in the Paypal program, but the activation is difficult in the procedures. This is considered the biggest problem I face in some way because most local banks do not accept online transactions, so Paypal is considered the best bank

Sam
Overall rating
  • Industry: Automotive
  • Company size: 2–10 Employees
  • Used Daily for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 10.0 /10

PayPal is the very best way for my customers and I to take care of business transactions.

Reviewed on 12/04/2020

I love PayPal, I love the ease of service, how widely applicable PayPal services are in not just or country but in the entire world. PayPal is accepted most everywhere and more people feel comfortable when issuing me for my services through PayPal. Therefore [SENSITIVE CONTENT HIDDEN] has brought my business actual revenue I wouldn't have had simply for customers being at ease with PayPal.

Pros

PayPal is hands down the best provider of Point of sale services and that includes any of the free associated with using PayPal services. (Just make sure you get the business prepaid debit card)!

Cons

The fact that they have so many restrictions and safegaurds. It is a good thing to have safegaurds in place to protect not only customers and your clients, but also in orienting the laws of our land, but really PayPal? You do to much and that's got to cost you gotta money.

Sal
Overall rating
  • Industry: Entertainment
  • Company size: 2–10 Employees
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 9.0 /10

The original and the essential.

Reviewed on 27/10/2021

Safe, secure, and reliable. I trust PayPal with my personal information and as my go-to payment processor to both send and receive payments. You can't ask for more, and it's easy to pull transaction data as necessary. It hasn't been often that I have needed to contact PayPal, but, when I do, they have always worked with me to resolve my concerns.

Pros

I have been a long-time user of PayPal and have used it since the early 2000s. I have used PayPal for online sales through eBay, which how I was first introduced to the website. It was always a quick and safe way to process online payments. As I began to work on music and needed a method to accept payments, PayPal was my obvious choice.

PayPal is instant and offers great security for both payer and payee. I see the essential information I need to send out merchandise or e-mail files and I can also rest assured that my payments that I both send and receive are secure. In addition, in this age of phishing scams, PayPal's security features help me feel more secure in sending money online. I can trust PayPal with my account and card information and have never had an issue in the nearly 20 years of using the platform.

Cons

Like all payment processing companies, PayPal does charge fees for their services. While I expect and accept that fees are essentially inevitable, it's always nice if fees can be lowered so that creators can keep more of the funds they work so hard to earn. It's unfortunate when prices need to be raised to account for percentages. Generally, though, PayPal's fees are amongst the lowest that I have seen, so this is a very minor complaint.

Alternatives Considered

Square Payments, Cash App, and Venmo

Reasons for Switching to PayPal

I have a long relationship as a customer of PayPal and have no reason to change. I have been happy with PayPal's features, level of security, and customer support.
Verified Reviewer
Overall rating
  • Industry: Entertainment
  • Company size: Self Employed
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Likelihood to recommend 10.0 /10

Extremely Easy - Safe - The Future

Reviewed on 09/12/2020

I would 100% recommend everyone to use Paypal as I believe their system will be the future to payments, especially after the pandemic ends and people are conscious about physical money and cards. Their new QR code payment system may become the norm in the coming years, similar to how the app WeChat is used for most online and in-person purchases in China. There are very few negatives to using Paypal in my own experiences.

Pros

The user interface for Paypal is as simple as it gets. Instead of clicking on multiple tabs, everything a user needs to see is on the home page when they log in - send/request money buttons, recent transactions with users, account balance, Paypal credit balance (as well as available credit and minimum payment due date), and banks/cards that are connected.
The Paypal credit system is a huge plus - barring a credit limit, you can use Paypal Credit just like a credit card and pay off the credit over time (the first 6 months being interest free). This makes payments extremely easy if you have enough money to pay but are not comfortable completely paying everything at once.
Paypal is used on almost every online store which makes them extremely convenient to use compared to any other online payment system.
Another huge advantage to Paypal is the security - they will alert you immediately if there is suspicious activity and also have two factor authentication (which I think should be required if it isn't already).

Cons

In regards to livestreaming, some livestreamers had issues with people donating money to them, charging back the money to spite the streamer, and then Paypal would side with the people charging the money back. Streamers would then end up losing money since they had to pay fees on the chargebacks. As far as I know, this situation is better for streamers but I think Paypal should still listen to their consumers more about problems relating to this as it was an ongoing issue for a while.

Verified Reviewer
Overall rating
  • Industry: Insurance Software
  • Company size: Self Employed
  • Used Daily for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 8.0 /10

Paypal the good and the bad

Reviewed on 30/11/2018

Overall, paypal is a good service, there are flaws of course but it does what it needs to. I've had clients have horrible experiences with them (held money and such), but I've got some clients that love them, I use them myself as well as they are convenient. My suggestion to most clients is to not allow a large amount of money to remain in the account at any given time, manually transfer to bank regularly or utilize the debit card to withdraw cash....but the service is reliable, easy to setup and use.

Pros

Paypal is very quick and easy to get set up and ready to accept payments, I think that's often the biggest draw to Paypal. Sending money to someone is easy and fast as well. There are multiple integration options to utilize Paypal to accept payments on your website, so you'll definitely find the right solution for you. The Paypal debit card is convenient as its much faster than transferring to your bank. Most of the time, the service works very well...but when you do have an issue, customer service is not great.

Cons

Unlike all other credit card processors, Paypal holds your money until you manually transfer it, this means if Paypal feels you have violated their terms of service, they can and will put a hold on your money. And the money held by them is not FDIC insured as it would be in a bank. Transferring money to your bank is slowwwww...but of course transfer from your bank is instantaneous. The fees are higher than a traditional merchant account/online processor scenario, but there's no setup fees and as stated above, it's very easy and quick to get setup and started right away. It's nearly impossible to find a phone number to customer service...and they aren't always very helpful.

Dorothy
Overall rating
  • Industry: Religious Institutions
  • Company size: 2–10 Employees
  • Used Daily for 6-12 months
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 10.0 /10

"You've got cash!"

Reviewed on 15/03/2019

We have not had any problems so far, and I believe that our income has increased due to allowing people to register and pay online. We haven't made a detailed analysis of that yet, but it seems that way. PayPal is easy for us to use and easy for people who want to pay online to use too. Overall, it gets a high grade from us.

Pros

We chose PayPal because it has a history and a reputation. Although there are plenty of others out there, we felt most secure in a company with its reputation. It was a little tricky to set up because of financial security concerns, but we received the help we needed and it didn't take too long. PayPal has lots of options but we only use some basic ones: we use it on our website to allow people to pay for their retreat and program registrations. It interfaces nicely with Retreat Booking Guru which we began using at the same time. We have a choice between doing a daily "sweep" of our funds into our bank account, or doing it manually ourselves. To date we do it manually. I'm in charge of this, and at the same time I do a money transfer, I print out a PayPal report for our bookkeeper so that she knows what's happening. She of course sees our bank statements, but my reports help her make sense of them. Because we are a nonprofit, we get a lower rate than a commercial enterprise would. The monthly rate we pay in addition is a fair one, we think, and there is no charge for transferring funds to our bank. We like PayPal; it seems to work very well and it is a big help to us.

Cons

I'm not impressed with the reports generated by PayPal. I have a choice of downloading a report they generate, which doesn't have all the information I'd like, or simply printing what shows on the Activity page. When I do that, the column headings are shifted so they aren't over the right columns. But at least I get the info I want and in a font large enough to read. In the overall picture, this is something I can live with.

Cullen
Overall rating
  • Industry: Information Services
  • Company size: Self Employed
  • Used Daily for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 10.0 /10

PayPal Reaches New Heights in Security and Convenience

Reviewed on 09/05/2019

PayPal has served me well over the past 8 years or so and I will continue doing so. I've always felt a sense of security around my purchases and integrity of confidential information. Its amazing how PayPal has managed to serve such high standard of security related services while continuing to enhance its convenience via new features, fast support, and a ever widening network of user touch-points. PayPal's availability is far beyond what today's local banks offer. Users can find uses in websites/stores that accept PayPal, in-person physical access to your account for withdraw or deposit, and full control anytime, anywhere with the mobile app and superb web interface.

Pros

PayPal has always worked without fail when used as a payment method. In one glance at my PayPal dashboard either on my computer or mobile device, I'm able to check my balance, credit balance, credit payment due date and more. I've even found myself without cash or balance in my local checking when I needed to pay a bill. That's when I tried PayPal cash withdrawal using the app for the first time. Within minutes I had the money I needed! There are so many benefits and tools built around convenience within PayPal that I can't say enough. I'm a fan of investing and when PayPal teamed with Acorns for easy round up investments I was quick to take advantage of it. To be honest, I hardly use my checking compared to how much I use my PayPal account.

Cons

There isn't much to dislike about PayPal, however I there were a few times I had sent/received money from family and it was mistakenly handled as a payment. The problem was purely user based. More than likely the manner in which we requested and/or sent the money was different than the "Gift" function. The gift being handled as a payment for services instead lead to a fee of a substantial amount. Perhaps some better explanation on requesting a gift vs. payment and such. I see PayPal has recently introduced an invoicing system which is amazing.
I hope they continue to do so as they were lacking free services targeted towards individual entrepreneurs who did business under their own name rather than a business.

Ashkan
Overall rating
  • Industry: Civil Engineering
  • Company size: 10,000+ Employees
  • Used Daily for 1+ year
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 9.0 /10

Popular and Trustworthy

Reviewed on 01/02/2020

I have been using PayPal for the past year, and I strongly recommend it to anyone who needs to send or receive money or buy online. Compared to other platforms like Venmo or Cash App, PayPal has at least one advantage and that is popularity. That makes PayPal the most convenient money transferring app to use. Also, being a good app does not make you popular. The app should be perfect to become popular, and I think PayPal is very close to being perfect.

Pros

This is how I started using PayPal; I opened an account in a matter of seconds, added my debit cards from the banks I have account in and credit card info into my account, and now I don’t even use the physical cards anymore. I use PayPal for sending and receiving money and buying online. It is very convenient, and every online shopping website and merchant that I have used accepts paying with PayPal. My friends and I use PayPal to send money to each other every day. Recently PayPal has added a new handy feature called “money pool”. With this feature, you can gather money for a specific reason. I have used this feature many times. The first time I was in charge of throwing a birthday party for one of my friends. At first, it seemed like trouble knowing that I have to ask from everyone for their share of expenses. But then I found this feature in PayPal, I created a pool, and easily everyone paid their share. The money came right into my PayPal account in a matter of seconds, and thanks to PayPal the party was amazing. Another reason I love PayPal is that I can support my favorite charity in the app, which I find very convenient. Also, from time to time you can find great deals on online shopping websites if you pay through PayPal. I have used many of these deals and saved a lot of money by just using PayPal.

Cons

No matter how good PayPal is, there is still some space to improve. Sometimes transferring my balance to my bank account takes more than three business days, and it would be great if PayPal could improve the speed of the balance transferring process. Many of my friends prefer to use other apps just because of this and they need to transfer money instantly. Although there is an option for faster transfer, other apps can do it without charging for a fee. Also, it would be great if the customer could ask directly from PayPal for a refund, and not the merchant.

Danyale
Overall rating
  • Industry: Graphic Design Software
  • Company size: Self Employed
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 10.0 /10

Best Way To Pay In This Century

Reviewed on 08/02/2019

I have been using this software, website and app for over 10 years now if not longer. I have never had one issue with them that was not solved. I will never leave them as a valued customer.

Pros

Paypal is such a trusted source from the website to their app. They are easy to setup, anyone with a bank account can do this in 10 minutes maximum. They keep all your information secure and encrypted. They have to be the best way to get paid online as well as send money anywhere in the world. I can send money in seconds to my bank account as well as my fiance when he is overseas. It is good in business format which I have gotten to use as well. I even get a credit card so I can use it like any other debit card out and about. They also have a option for paypal credit for people that have shown loyalty and have descent enough credit not perfect but income to pay back they give you the chance. They are better than any loan company and their interests are much lower as well. You can use paypal to sell things with or just friends and family. You can have anyone anywhere send you money with just a simple link to your account which makes things easier to take donations. They have tools to use like for your websites and such as well. The customer service is amazing. They are spot on and go out of their way to help you with whatever issue you have. They also are fast to fix a fraudulent company taking money from you. Had this happen in the past after I got off the phone with them it was back in my paypal and they took care of the rest. This is a company that has showed me they value their customers. Anyone who wants a company they can trust with their money Paypal is it.

Cons

If you plan to use with any adult nature with this company it is not allowed. If it is any adult themed so if you look for to use for the adult industry jobs then you might have to look elsewhere. This is the only con I have yet to find.

Nathan
Overall rating
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Ease of Use
  • Likelihood to recommend 6.0 /10

A Good but not so good feature

Reviewed on 29/05/2018

Pros

Paypal is one of the most well known payment processor services out there. Having used it for over 7 years now, there are some good things and some not so good things.

1) The ability to accept payments from almost anyone with a card. Paypal has been doing peer to peer payments for a long time now as well as business payments. Its very easy to set up an account and start receiving payments from anyone with a card.
2) Privacy when making payments -The ability to make payments knowing that your card information will not be shared with another party when making payments is just great. It adds a layer of privacy that is second to none.
3) Receiving payments - Paypal has always served as a second account of sorts for paying and receiving payments. Being able to send a request for payment and having that payment come in without lifting a finger or setting up complex accounts is always a huge plus, especially when you can withdraw that money to a bank account and actually use it!
4) Payment disputes - Paypal's payment dispute center is a service I have used many times over, the ability to resolve conflicts over service or payments within a controlled area is very helpful for someone who runs a business through Paypal or makes frequent payments. It is probably one of their best services

Cons

But not all is rosy, Paypal has over the years buffled me with some extreme challenges.

1) Unnecessary Account blocking - If Paypal suspects any suspicious activity on your account, they can block it without warning you. This happened to me once when I logged in from another IP address (was traveling at the time) and I had to wait 6 months to get any payments.
2) Support is not always helpful - While Paypal has many avenues to handle payment issues and disputes, their support center is not helpful when it comes to general account information and issues. Sometimes you have to read online to find a solution because their support can take anywhere from 7 days to never responding.
3) Using Paypal is risky. As a payment processor it is ok, but keeping money in Paypal for any reason can be risky as mentioned before issues like accounts being blocked, chargebacks and refunds can put your account at risk. For example, if you have 2 or more payment disputes, your account gets "reviewed", part of me feels like Paypal functions like a bank versus just being a payment processing service.

While I do think it is great service for making payments, the jury is still out on the receiving payments bit. My personal experience with Paypal has been "meh", I feel it is a necessary evil to get payments made and received but since there are very few other services that can match the features that Paypal has, it remains the one I use the most.

Chris
Overall rating
  • Industry: Music
  • Company size: 2–10 Employees
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 8.0 /10

Online Payments

Reviewed on 28/02/2021

All in all PayPal favors the buyer because they have risk by not doing so. This means that as a seller you have to fight to win appeals. Its a bit frustrating when it can be completely a buyers fault but they still side with the buyer to avoid a charge back from the credit card companies. Other than unscrupulous buyers and the appeals process - the company is solid and reliable. It is used all over the world so you don't usually have a hard time finding a place that takes PayPal.

PayPal is great as an extra layer of insurance on the products you buy. They have a pretty robust money back guarantee on fraud so you can count on them to back up your purchase. They have two costing models. One is for the higher volume business transactions and the other is for families sending money or charities etc.

Pros

Both the mobile app and the desktop application are very easy to use. The interface is user friendly and and intuitive. There are also personalized mini links you can give people to send their money to which is a handy feature that doesn't see the acclaim that it should.

The apps themselves can store as much or as little data as you would like. The less data you keep on filed there though the more you have to enter in with each buy. Your information is easy to navigate through in some simple menu selections and a few clicks you can pretty much navigate everywhere on this site. On your mobile device you can set it up for express pay and you can keep your own personal profile up to date for payments for personal or business. All in all its very easy to use software.

Cons

The fee structure if you're not a trusted vendor can feel a bit trapping as there is a mandatory wait period before they will release your money to you. There is no way within the software to expedite the process and there is no easy way to contact PayPal in this manner. The other issue with the app is that once you enter in a debit card number or a credit card number the app won't let you remove it until they are clear that your account is clear.

Verified Reviewer
Overall rating
  • Industry: Information Technology & Services
  • Company size: 2–10 Employees
  • Used Daily for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 8.0 /10

Paypal - Payment Solutions for Business

Reviewed on 30/12/2018

We use Paypal to process payments from a number of websites and increasingly we use Paypal for client invoicing and payments. This often leads to faster payments than traditional invoicing and BACS processing.

If you take occasional credit card payments over the phone, a Paypal business account can be a better option than a typical merchant account from one of the mainstream banks.

Paypal has proved very reliable over the years and on the odd occasion when we have had to use customer services the response has been timely and satisfactory.

Pros

Paypal is now widely recognised as a payment solution - reputation and trust are important when asking customers for payment - especially online. Paypal's key selling point is that users with a Paypal account do not have to enter card details on a website which makes the payment process safer for all concerned.

Paypal has a global presence and can accept payments in most countries that you are likely to be dealing with. As a market leader, Paypal has good integrations with 3rd party tools like shopping carts. If a payment processor is going to be supported by a third party, Paypal is likely near the top of the list.

Customers can make online payments without having a Paypal account. The virtual terminal feature is also useful for processing payments over the phone or setting up a web page for ad hoc payments.

The invoicing feature does a good job of tracking payments and reminders.

Cons

There can be occasional issues with late chargebacks and the resolution process is very much weighted against the merchant.

A Paypal business account works well for online sellers with a certain volume/value of transactions; if you have larger volumes/values, there are other payment processing solutions that may be more cost effective.

Lisa
Overall rating
  • Company size: 2–10 Employees
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 9.0 /10

It has some minor drawbacks but none are deal breakers.

Reviewed on 19/01/2018

PayPal has a couple things they may need to tighten up for the businesses using them. Once up and running, Ive not run into any issues or problems. Incoming or outgoing, funds travel as expected within a decent amount of time.

Pros

Using PayPal is easy and consumer friendly. Their help section is also very usable and informative. Payment can be taken from people with or without a PayPal account. The interface is intuitive and easy to navigate. There is also the ability to swipe credit cards in person. The basic device is provided at no charge and works with almost any smartphone. Its portability makes it a must have for businesses that are mobile. Processing of payments is easy for the consumer or whoever is paying you. I haven’t run across a bank that isn’t PayPal friendly. The app is a “light” version of the website, so there are a couple things that aren’t available but it still has a nice phone or tablet interface. Almost any information can be found from within. They are also informative with what's happening with funds with just a glance. Their transaction notifications are also on point.

Cons

The amount of verification required is a bit much, but considering the world today and corporations need to deflect blame when situations arise, they are thorough. I am a non-profit and has a bit of an issue with our status within the system. I got a couple form emails when inquiring but eventually got someone that could direct me. Talking to a person can be an issue but once you’re up and running, things go smooth. For a person to use PayPal and not force the organization they’re paying to incur a fee; the person must have a PayPal account. Many people are shy about putting their banking information permanently online but still use the service. I would like for PayPal to allow me to see my incoming payments comment section without having to click on it even though all other sections appear when printing. I would also like to be able to make my own report with what I need. There are several canned reports that don’t give me everything I want the way I want it, but I work around it. None of these issues are a deal breaker for me.

‪Mohammed
Overall rating
  • Industry: Computer Software
  • Company size: Self Employed
  • Used Daily for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 5.0 /10

paypal review - esshaimi

Reviewed on 06/09/2020

Pros

Paypal is distinguished in terms of sending and receiving money, as it contributes to facilitating many things first regarding the process of sending money quickly, safely and reliably because before it was difficult to send money from one place to another while you are in your place very quickly, but the Paypal site came and facilitated this task and from Among the advantages of Paypal also is the ease of browsing and using the site so that you can move between all its different sections easily and smoothly without any cramps, and also the Paypal site guarantees you a refund of your money in the event someone swindles you or steals your money and also what I like about the Paypal site is the multiplicity The languages ​​used in it, which contribute to facilitating the process of understanding and dealing with it without problems, in addition to that, the Paypal site is used in most websites, in addition to that, you can buy with your bank card using Paypal in order to ensure that you are not defrauded or your money stolen unlike the purchase By using the bank card directly, because in this case you will not be able to recover your money in the event that you are swindled or your money stolen

Cons

Among the negative aspects of the Paypal site is its relatively high commission for sending money, in addition to that, in many cases, various problems occur during the process of sending money from a Paypal account to another account or through withdrawal to a bank card without mentioning the reason for this. The problem is making it difficult to send money, and when you want to communicate with them in order to solve this problem, there are difficulties in terms of quick communication and quick response, and also among the negative things is that the funds are frozen for a certain period that varies for several reasons, whether it is from one Paypal account to another or in terms of a source of reception Money wasting a lot of time.
In addition to that, the account is sometimes frozen for a period of 180 days, or sometimes they require you to send some commercial documents or the national identity card in order to release the presence on your account

Verified Reviewer
Overall rating
  • Industry: Marketing & Advertising
  • Company size: 2–10 Employees
  • Used Daily for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 9.0 /10

PayPal delivers smooth payment processing to individuals and businesses

Reviewed on 02/08/2021

Overall, PayPal does make it easy for individuals and businesses to pay and get paid online. There are new ways introduced to quickly get paid, which is great. The user interface has been constantly improved, new features are rolled out in different phases with a lot of testing but there are also things that can be improved. I feel that there hasn't been enough innovation at PayPal. That combined with more strict policies and doubtful practices towards businesses in certain industries, make me feel like PayPal doesn't really care too much anymore about small players (small businesses and solo entrepreneurs). I hope that changes in the future, because once upon a time PayPal was a pioneer that helped pave the way for entrepreneurs to start doing more business online, worldwide.

Pros

I've been using PayPal for 15 years, both personally and through my business, and have been a happy customers for most of this time. The strength of PayPal is that it's very easy to send & accept payments once you got your account set up. Subscription management is easy, which was a plus for me as I sold a lot of subscription-based products and services. Overall it's a platform that is modern and solid. That's why it's trusted by so many consumers.

Cons

The platform itself is good. It's modern, secure and very solid, but in my opinion it's also missing some advanced features that new platforms have. There should be more innovation. A good example is that I think we should be able to accept multiple mobile payment solutions through PayPal as well as support for multiple cryptocurrencies. PayPal has some catching up to do if it wants to stay on top of the business. The support teams also should care more about working together with businesses, instead of sending canned responses and not being helpful.

Osamah
Overall rating
  • Industry: Computer & Network Security
  • Company size: 5,001–10,000 Employees
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 10.0 /10

Easy Money Transactions

Reviewed on 09/09/2019

I have been using PayPal for over 5 years now and I think I can't abandon it anytime soon. PayPal made my life easier. Before PayPal, I had to go to my bank by car ( which consumes a lot of my time as the closest bank is a little bit too far away) to cash out my tuition fees and regular expenses. But now with PayPal, I don't have to do that anymore, my parents would simply transfer the money directly to my PayPal account and I can shop online without any effort at all!

My advice, if you are not already a PayPal client, you should start using it. You will never regret it!

Pros

It's easy and simple to register in PayPal. All you need is an email address, a password and that is it! Once you register you can instantly start transferring or receiving money from your friends and relatives. You don't have to provide them with any kind of confidential information, all you need to give them is your email and they can instantly make a transaction to you! It's as simple as that!

As a student studying outside of my country, My parents use PayPal to send me my tuition fees, money for food and living. All that happens through PayPal without making effort and without having to deliver it by hand.

You can use PayPal to make purchases online. I use it to shop from popular markets like eBay and it works just fine!

One thing I like a lot about PayPal is that it is very easy to use, even a 10 years old boy can use it for the first time without any troubles! it has a very simple (yet detailed) interface that no one will struggle to navigate through the different tabs.

Also, I like how purchases are made within literally a few seconds, everything happens in a blink of an eye!

Cons

Honestly speaking, there is nothing to dislike about PayPal. Nothing!

Although I might complain about PayPal not being supported as an available payment option in some big online shopping websites like Amazon or AliExpress. However, that has nothing to do with PayPal itself so I can't consider it a downside. Like I said everything in PayPal is just perfect!