About Divvy

Divvy from BILL is a spend and expense management solution that gives small and midsize businesses the credit they need and helps them save time and money by automating expense reports, budgets, and reimbursement processing — all in one place. Our free software and card combination provides real-time insight into employee spending, and better fraud protection with virtual cards.

Divvy offers an extraordinary way for businesses of all sizes to have complete control over their spending with our user-friendly software and corporate cards. Our unique budgeting software allows companies to precisely manage their expenses while also simplifying cash flow planning. With over 20,000 satisfied customers across America, our platform provides live support to help your team every step of the way. And the best part? Divvy is completely free to use, making managing your business expenses easier than ever.


Key benefits of Divvy

With Divvy, you can:

Automate expense reports: Expenses are ready to upload immediately saving you time - no need to reconcile credit card statements with your expense management system.

Improve employee spend management: Take control of your business budgets and say goodbye to the “spend now, ask forgiveness later” mentality.

Manage payments and subscriptions: Create a separate card for each subscription, set a limit on each card, and quickly freeze at any time. That’s fraud and overcharge protection in one amazing package.

Track out of pocket expenses and reimbursement requests: With mobile receipt upload and push notifications for approvals, you can pay back employees in a snap.


Images

Divvy Software - See department, team or project budgets with available funds, spent funds, budgeted funds, transaction history and status. This allows users to budget and forecast accurately.
Divvy Software - See what’s cleared, what hasn’t, and who is spending what, where and how. Easily edit details from a single screen.
Divvy Software - See what’s cleared, what hasn’t, and who is spending what, where and how. Easily edit details from a single screen.
Divvy Software - Complete transactions after they’ve been cleared. Break it down by budget, GL account, and department.
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Divvy video
Divvy Software - See department, team or project budgets with available funds, spent funds, budgeted funds, transaction history and status. This allows users to budget and forecast accurately.
Divvy Software - See what’s cleared, what hasn’t, and who is spending what, where and how. Easily edit details from a single screen.
Divvy Software - See what’s cleared, what hasn’t, and who is spending what, where and how. Easily edit details from a single screen.
Divvy Software - Complete transactions after they’ve been cleared. Break it down by budget, GL account, and department.

Not sure about Divvy? Compare with a popular alternative

Divvy

4.7 (402)
Not available in your country
VS.
Highly reviewed

Starting Price

No pricing found
$0.30

Pricing Options

Free version
Free trial
Free version
Free trial

Features

69
34

Integrations

4
116

Ease of Use

4.7 (402)
4.5 (2,907)

Value for Money

4.8 (402)
4.4 (2,907)

Customer Service

4.7 (402)
4.3 (2,907)

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Reviews

Overall rating

4.7 /5
(402)
Value for Money
4.8/5
Features
4.6/5
Ease of Use
4.7/5
Customer Support Software
4.7/5

Already have Divvy?

Software buyers need your help! Product reviews help the rest of us make great decisions.

Showing 5 reviews of 402
Jacob
Overall rating
  • Industry: Retail
  • Company size: 51–200 Employees
  • Used Daily for 1+ year
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 9.0 /10

What we needed in a Corporate Credit Card

Reviewed on 28/10/2019

Overall we have had a great experience with Divvy. We were waisting so much time with fraud issues...

Overall we have had a great experience with Divvy. We were waisting so much time with fraud issues with other cards. Also has helped us with our employee card reconciliation. We can have required fields that our employees need to fill out like notes.

Pros

Virtual Cards are easy to generate, Control of employee cards and funds is really nice, Reporting is good, support has been really good

Cons

It is a little difficult for employees to catch on to how everything is supposed to work. It changes fairly quickly (good because it gets better, but con because you have to change your processes or relearn the software)

Alternatives Considered

Expensify

Reasons for Choosing Divvy

Fraud and reconciliation.

Reasons for Switching to Divvy

Cost and simplicity
Kelsi
Overall rating
  • Industry: Veterinary Software
  • Company size: 5,001–10,000 Employees
  • Used Daily for 6-12 months
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 10.0 /10

Divvy is the BEST

Reviewed on 25/02/2022

Amazing. I truly enjoyed working with our Implementation Manager and felt like they worked with us...

Amazing. I truly enjoyed working with our Implementation Manager and felt like they worked with us as a partner, not a client. They were willing to work with us on all of our many asks.

Pros

Divvy is a very innovative product that allows for you to have an all in one product. They not only issue the card, but they provide the expense management. With their help, we have been able to bring all expense coding inside Accounting to allow for our teammates in the field to just submit a receipt and a business purpose and move on.

Cons

The reimbursement and reporting side could use some work. Divvy does not charge for reimbursements and does not make money for that part of the product, so I understand that it is not their priority, however to make a better product they would puts some resources there.

Alternatives Considered

Spendesk and Expensify

Reasons for Choosing Divvy

We wanted to streamline our process and find a better product for our teammates.

Switched From

SAP Concur

Reasons for Switching to Divvy

Divvy had the best platform and price
Jeffrey
Overall rating
  • Industry: Information Technology & Services
  • Company size: 2–10 Employees
  • Used Daily for 6-12 months
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 0.0 /10

OK product, questionable tactics used for acquisition

Reviewed on 24/10/2019

They promised the world to get us to switch over to their service. We have problems and their...

They promised the world to get us to switch over to their service. We have problems and their standard response is that they are always improving service. Failed to deliver on a promise their sales rep made on the phone .

Pros

We can match spending to budget lines and adjust them on the fly

Cons

the software is very buggy. at least several times per week, the approval process for spending gets hung up using the mobile phones. We very frequently (more than once per week, have charges declined when paying our vendors. The ACH and Bill Pay process work very, badly.

Jason
Overall rating
  • Industry: Market Research Software
  • Company size: 2–10 Employees
  • Used for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 10.0 /10

Show me your corporate card and I'll show you your company's future

Reviewed on 13/08/2020

On a scale from 1-23 I'd give them a 23. It's the people that make Divvy what it is. I'd give the...

On a scale from 1-23 I'd give them a 23. It's the people that make Divvy what it is. I'd give the developers and engineers a standing ovation every day if I worked at Divvy. They have truly built a remarkable product, kinda like Comcast.

Pros

Transparency when it comes to spending has shifted our company culture. People are now act more trustworthy with what they use the company card on. Any product that helps my company have a culture of openness & accountability will be a company I stick with for years to come. Cheers to Divvy on closing the gap of emotional and reactive spending & budgeting.

Cons

I wish I could get my cards overnighted from the second I order them. #RichBusinessManProblems

Alternatives Considered

Chime

Reasons for Choosing Divvy

As a Concur customer I felt like just a number... With Divvy I feel like a person.

Switched From

SAP Concur

Reasons for Switching to Divvy

It was the way I was treated from start to finish in my sales experience and now I'm treated even better by their amazing customer support team than I am with my Amex. Watch out other card companies, Divvy is on your tails.
Caleb
Overall rating
  • Industry: Government Administration
  • Company size: 11–50 Employees
  • Used Daily for 1+ year
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support Software
  • Likelihood to recommend 10.0 /10

Divvy - Always Great Service with an Excellent App

Reviewed on 03/02/2021

Divvy has allowed our organization to set more controls and give more responsibility to managers...

Divvy has allowed our organization to set more controls and give more responsibility to managers through use of individual budgets. Divvy also has transactions show up in the users transaction log instantaneously, making it easier for individuals to do all of their admin work right away.

Pros

My favorite feature is the ability to control credit lines for individuals at any given time. If an employee who rarely uses the corporate card suddenly has a need, we can adjust accordingly.

Cons

For the time being, Divvy doesn't integrate with our ERP, Netsuite. As such, I have to import into our ERP with CSVs which isn't ideal. Divvy is currently BETA testing an integration with Netsuite so we are patiently awaiting the full release of that.

Showing 5 reviews of 402 Read all reviews

Divvy FAQs

Below are some frequently asked questions for Divvy.

Divvy offers the following pricing plans:

  • Pricing model: Free Version, Subscription
  • Free Trial: Available

Divvy is free to use

Divvy has the following typical customers:

Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000

Divvy supports the following languages:

English

Divvy supports the following devices:

Android (Mobile), iPhone (Mobile), iPad (Mobile)

Divvy integrates with the following applications:

NetSuite, QuickBooks Online Advanced, Quickbooks Online, Xero

Divvy offers the following support options:

Email/Help Desk, FAQs/Forum, Knowledge Base Software, Phone Support, 24/7 (Live rep), Chat

Related categories

See all software categories found for Divvy.