--- description: Detailed reviews on Plaid based on features, pricing, usability, and ratings. Get a quick overview advantages and disadvantages thanks to GetApp United Arab Emirates. Compare Plaid with similar products. image: https://gdm-localsites-assets-gfprod.imgix.net/images/getapp/og_logo-94fd2a03a6c7a0e54fc0c9e21a1c0ce9.png title: Plaid Reviews, Prices & Ratings | GetApp UAE 2026 --- Breadcrumb: [Home](/) > [Integrated Risk Management Software](/directory/1759/integrated-risk-management/software) > [Plaid](/software/113185/plaid) # Plaid Canonical: https://www.getapp.ae/software/113185/plaid Page: 1 / 5\ Next: [Next page](https://www.getapp.ae/software/113185/plaid?page=2) > Plaid is a technology platform which allows users to create connections between applications and bank accounts to authenticate accounts, check balances in real time, verify identities, validate income, pull transaction data, and verify borrower assets > > Verdict: Rated **4.4/5** by 87 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Key benefits of Plaid Plaid’s Auth solution enables the authentication of accounts for ACH without the need for microdeposits, allowing the instant authentication of transfers. The Balance solution can be used to pull both historical and real-time balance data before transfers are made, including current and available balance information, to prevent overdrafts and non-sufficient funds (NSF) fees. Bank data, including names, addresses, and phone numbers, can be used to verify user identities with the Identity solution, with the aim of reducing fraud. Historical transaction data for the past 24 months can be accessed using the Transactions solution, with contextual information including category, merchant, and geolocation data. The Assets solution can be used to verify borrower assets using financial data from borrowers’ bank accounts, and generate reports in both JSON and PDF formats. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.4/5** | 87 Reviews | | Ease of Use | 4.5/5 | Based on overall reviews | | Customer Support Software | 4.3/5 | Based on overall reviews | | Value for Money | 4.4/5 | Based on overall reviews | | Features | 4.4/5 | Based on overall reviews | | Recommendation percentage | 80% | (8/10 Likelihood to recommend) | ## About the vendor - **Company**: Plaid - **Location**: San Francisco, US - **Founded**: 2012 ## Commercial Context - **Starting Price**: $0.00 - **Pricing model**: (Free version available) - **Pricing Details**: Contact Plaid for pricing information. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: Danish, Dutch, English, Estonian, French, German, Italian, Latvian, Lithuanian, Norwegian, Polish, Portuguese, Romanian, Spanish, Swedish - **Available Countries**: Belgium, Canada, Denmark, Estonia, France, Germany, Ireland, Italy, Latvia, Lithuania, Netherlands, Norway, Poland, Portugal, Spain, Sweden, United Kingdom, United States ## Features - ACH Payment Processing - AML Compliance - API - Access Management - Activity Monitoring - Address Validation - Age Verification - Anomaly Detection - Applicant Tracking Software - Audit Management - Authentication Software - Auto Loans - Automated Decisioning/Underwriting - Automatic Funds Distribution - Background Screening - Bank Reconciliation - Behavior Tracking - Behavioral Analytics - Billing & Invoicing - Biometrics ## Integrations (31 total) - ASTRA - Adyen - Airwallex - Alchemy - Alloy - Alpaca - Atomic - Checkbook - Checkout.com - Codat - Dwolla - F5 Silverline Managed Services - Finix - Gusto - HighNote ... and 16 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base Software ## Category - [Integrated Risk Management Software](https://www.getapp.ae/directory/1759/integrated-risk-management/software) ## Related Categories - [Integrated Risk Management Software](https://www.getapp.ae/directory/1759/integrated-risk-management/software) - [Commercial Loan Software](https://www.getapp.ae/directory/1167/commercial-loan/software) - [Loan Origination Software](https://www.getapp.ae/directory/899/loan-origination/software) - [Investment Management Software](https://www.getapp.ae/directory/17/investment-portfolio-management/software) - [Direct Deposit Payroll Software](https://www.getapp.ae/directory/3683/direct-deposit-payroll/software) ## Alternatives 1. [PayPal](https://www.getapp.ae/software/91263/paypal) — 4.6/5 (26218 reviews) 2. [authorize.net](https://www.getapp.ae/software/10209/authorizenet) — 4.5/5 (214 reviews) 3. [Tipalti](https://www.getapp.ae/software/100409/tipalti) — 4.6/5 (173 reviews) 4. [NetSuite](https://www.getapp.ae/software/9137/netsuite) — 4.2/5 (1828 reviews) 5. [QuickBooks Online](https://www.getapp.ae/software/20428/quickbooks-online-edition) — 4.3/5 (8361 reviews) ## Reviews ### "Agrxis Review on Plaid" — 5.0/5 > **Joseph** | *22 May 2023* | Civil Engineering | Recommendation rating: 10.0/10 > > **Pros**: I have been amazed by Plaid's powerful and dependable financial data connection capabilities. As a result of the platform's smooth interaction with numerous financial institutions, I can quickly get and examine banking data. Real-time data access, which offers accurate and up-to-date insights into my financial activity, is one of the features I value most. I feel secure knowing that my financial information is secure because to Plaid's security safeguards. In addition, integrating Plaid into my own applications has been a breeze thanks to the developer-friendly APIs and documentation. The Plaid support staff has been accommodating and supportive, swiftly responding to any questions or concerns. > > **Cons**: Although Plaid offers useful capabilities for integrating financial data, there have been a few elements that I haven't found to be as positive in my experience. The data I got from several financial organizations occasionally had inconsistencies, which was one of my problems. To make sure the information was accurate and consistent, more work was needed. The provision of support for a wider range of foreign banks and financial institutions is another area that may be enhanced. As a foreign user, I discovered that Plaid did not support all of the institutions I work with, which constrained the extent of data integration. > > I have found Plaid to be an outstanding platform overall, and it has considerably improved my ability to manage my finances. It is tremendously straightforward to view and evaluate my financial data in real time because to the smooth interface with numerous financial institutions. My time and effort have been greatly reduced by how simple it was to link my bank accounts, credit cards, and other financial accounts. I've been able to obtain a deeper understanding of my spending habits and make wiser financial decisions because to Plaid's thorough transaction information and classification. Additionally, I have peace of mind knowing that Plaid has put in place strong security measures to protect my data. A great user experience is also aided by the user-friendly interface and intuitive design. ----- ### "Plaid : The app that works." — 4.0/5 > **Carla** | *24 March 2025* | Construction Software | Recommendation rating: 2.0/10 > > **Pros**: It is easy to use as well as to navigate. Fast and items found easily. > > **Cons**: There are many online banks that are not on plaid as of this moment. > > My experience with Plaid has genuinely been superior. It is fast, east to use as well as informative. I use this for my banking apps generally. My passwords are saved and this makes it much easier. The only issue that I have is that many of the online banks are not associated with Plaid. ----- ### "Plaid review" — 2.0/5 > **Keri** | *27 August 2024* | Consumer Goods | Recommendation rating: 2.0/10 > > **Pros**: What I like most about plaid is that it allows external banks to connect with other apps for funding purposes or transferring funds securely. > > **Cons**: What I don't like about plaid,is that it's very specific on the banks it allows us to connect to 3rd party apps. Unfortunately most of the banks I have access to are not supported so it's harder for me to truly appreciate what I'm sure could be a good potential app. > > My overall experience with plaid is not the greatest tbh. They have prevented me from being able to connect my accounts on multiple occasions because their network of partnering banks is minimal. ----- ### "Convenient, but not upfront with consumers" — 4.0/5 > **Leahya** | *22 December 2025* | Aviation & Aerospace | Recommendation rating: 6.0/10 > > **Pros**: Plaid allows seamless transition between bank accounts and financial service products. Plaid incorporates both verification and account linking in the fastest manner possible. > > **Cons**: The only issue I have with Plaid is that it does not make it clear that they store data on consumer spending. This causes disgruntled consumers, which cannot be fixed after the information has been taken. ----- ### "Plaid gets it Paid." — 5.0/5 > **Nick** | *18 November 2024* | Real Estate | Recommendation rating: 10.0/10 > > **Pros**: It easily connects with different bank accounts in order to make payments via ACH. > > **Cons**: It was a very thorough 2 step process to verify identity. > > I had to use plaid multiple times to help residents set up their rent payments. ----- Page: 1 / 5\ Next: [Next page](https://www.getapp.ae/software/113185/plaid?page=2) ## Links - [View on GetApp](https://www.getapp.ae/software/113185/plaid) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-CL | | | es-CO | | | es-MX | | | fr | | | fr-BE | | | fr-CA | | | nl | | | nl-BE | | | pt | | | pt-PT | | ----- ## Structured Data