---
description: Detailed reviews on Mercury based on features, pricing, usability, and ratings. Get a quick overview advantages and disadvantages thanks to GetApp United Arab Emirates. Compare Mercury with similar products.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/getapp/og_logo-94fd2a03a6c7a0e54fc0c9e21a1c0ce9.png
title: Mercury Reviews, Prices & Ratings | GetApp UAE 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/23/payment-management/software) > [Mercury](/software/2084145/mercury-3)

# Mercury

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> Mercury is a financial technology company that provides online business banking services for startups, small businesses, and scaling companies. The platform offers checking and savings accounts, business credit cards with cashback, expense management tools, and automated bill pay and invoicing features. Mercury includes accounting automations that sync with QuickBooks, Xero, and NetSuite, along with treasury services for earning yield on idle cash through high-liquidity portfolios.
> 
> Verdict: Rated **4.9/5** by 58 users. Top-rated for **Likelihood to recommend**.

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## Overview

### Key benefits of Mercury

Centralizes business banking, payments, invoicing, and expense management in one platform for streamlined financial operations
Offers free checking and savings accounts with no minimums or maintenance fees, supporting businesses at every stage
Enables instant issuance of virtual and physical business credit cards, with spend controls and automated expense tracking
Reduces manual work with AI-powered bill pay, automated transaction categorization, and seamless accounting integrations
Provides enhanced security and deposit protection, including advanced fraud prevention and expanded FDIC insurance through partner banks

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.9/5** | 58 Reviews |
| Ease of Use | 5.0/5 | Based on overall reviews |
| Customer Support Software | 4.4/5 | Based on overall reviews |
| Value for Money | 4.8/5 | Based on overall reviews |
| Features | 4.8/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: Mercury
- **Location**: San Francisco, US

## Commercial Context

- **Starting Price**: $0.00
- **Pricing model**: Flat Rate (Free version available) (Free Trial)
- **Pricing Details**: At Mercury, banking\* services and essential tools are always $0/mo — with more plans available as your business grows. Mercury has 3 plans available:
1. Mercury (free): Comes with powerful banking and finance essentials included with every account.
2. Mercury Plus (starts at $29.90/month): For businesses that need more efficiencies and streamlined invoicing.
3. Mercury Pro (starts at $299/month): For businesses with complex operations that need a relationship manager.
\*Mercury is a financial technology company, not a bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard®.
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile)
- **Supported Languages**: English
- **Available Countries**: United States

## Features

- ACH Payment Processing
- API
- Accounting Integration
- Accounting Software
- Activity Dashboard
- Alerts/Escalation
- Alerts/Notifications
- Approval Process Control
- Approval Workflow
- Authentication Software
- Automated Receipt Matching
- Bank Reconciliation
- Billing & Invoicing
- Categorization/Grouping
- Check Writing
- Corporate Card
- Credit Card Management
- Customer Statements
- Customizable Invoices
- Customizable Reports

## Support Options

- Email/Help Desk
- FAQs/Forum
- Chat

## Category

- [Payment Processing Software](https://www.getapp.ae/directory/23/payment-management/software)

## Related Categories

- [Payment Processing Software](https://www.getapp.ae/directory/23/payment-management/software)
- [Financial Management Software](https://www.getapp.ae/directory/1071/financial-management/software)
- [Spend Management Software](https://www.getapp.ae/directory/1755/spend-management/software)
- [Financial Services Software](https://www.getapp.ae/directory/1075/financial-services/software)
- [Billing and Invoicing Software](https://www.getapp.ae/directory/240/billing-invoicing/software)

## Alternatives

1. [Qonto](https://www.getapp.ae/software/2074894/qonto) — 4.5/5 (265 reviews)
2. [Revolut Business](https://www.getapp.ae/software/2075383/revolut-for-business) — 4.0/5 (81 reviews)
3. [Metaprise](https://www.getapp.ae/software/2056374/metaprise) — 4.7/5 (75 reviews)
4. [Plaid](https://www.getapp.ae/software/113185/plaid) — 4.4/5 (105 reviews)
5. [Agicap](https://www.getapp.ae/software/2047968/agicap) — 4.3/5 (161 reviews)

## Reviews

### "Business banking and client invoicing made easy and modern" — 5.0/5

> **Alexandra** | *30 March 2026* | Marketing & Advertising | Recommendation rating: 10.0/10
> 
> **Pros**: I love my business bank account with Mercury. I am able to invoice clients directly from my dashboard, which has been extremely helpful in my workflow. The interface is very user friendly. I have auto-routing rules to save for taxes and build a savings fund. It is very smooth, functional, and a big part of my business.
> 
> **Cons**: I really do not have any cons. I think it would be interesting to accept Zelle payments via Mercury, that is my one suggestion.
> 
> GREAT\! I genuinely love using Mercury. I am a very visual person, so I appreciate the overall aesthetic of the site. It's very easy to navigate and manage my finances. I have a very clear picture of what my business is earning and spending. It's wonderful.

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### "Absolute Ease to use\!" — 4.0/5

> **Henri** | *30 March 2026* | Marketing & Advertising | Recommendation rating: 9.0/10
> 
> **Pros**: It's very easy to use, easy accessible and it all makes a lot of sense how to use. Also the 1099 filing was very easy.
> 
> **Cons**: I believe the accounting integration, as far as I know, is lacking a bit. We use Ramp for our credit card spend and it integrates very well with QBO.
> 
> Very good\! The UI is very self explanatory, I'm rather new to Mercury and the more I use it the more im liking it.

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### "High growth start-up" — 4.0/5

> **Sabrina** | *30 March 2026* | Consumer Goods | Recommendation rating: 6.0/10
> 
> **Pros**: Easy to use platform and IU 
Credit card payments post immediately and open up credit availability for immediate use
> 
> **Cons**: The fact that it takes several days to transfer between checking and treasury
Customer support can be slow at times
We've had inconsistent ability to take advantage of the credit offering
> 
> Overall our experience has been positive but there's some aspects that could be improved with better transparency and access to funds to make cash management easier

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### "The best online bank there is" — 5.0/5

> **Nadav** | *31 March 2026* | Computer & Network Security | Recommendation rating: 10.0/10
> 
> **Pros**: The best online bank there is, built for speed, great dashboard, great multiple account management and user management.
> 
> **Cons**: Dispute department used to be bad but now they're good.
IO credit cards can't be charged from different accounts within Mercury which is frustrating.
Also it misses a feature for an employee to create payment pending approval by a manager
> 
> Very good experience, every new company I'm creating is defaulting into Mercury as our bank. I can't think of an alternative

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### "Not sure for Tech Giants" — 4.0/5

> **Bob** | *30 March 2026* | Real Estate | Recommendation rating: 10.0/10
> 
> **Pros**: User experience is great.  Account navigation is very intuitive. I have not connected my account to my GL but in the process of doing that now.
> 
> **Cons**: does not support paper check deposit very well.  I own a rental building and I get 50+ paper checks per month.
> 
> Mercury is very easy to use and to track or sort transactions.  Sending wires is very easy as well and cost zero.

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## Links

- [View on GetApp](https://www.getapp.ae/software/2084145/mercury-3)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.getapp.com/finance-accounting-software/a/mercury-3/> |
| en-AE | <https://www.getapp.ae/software/2084145/mercury-3> |
| en-AU | <https://www.getapp.com.au/software/2084145/mercury-3> |
| en-CA | <https://www.getapp.ca/software/2084145/mercury-3> |
| en-GB | <https://www.getapp.co.uk/software/2084145/mercury-3> |
| en-IE | <https://www.getapp.ie/software/2084145/mercury-3> |
| en-NZ | <https://www.getapp.co.nz/software/2084145/mercury-3> |
| en-SG | <https://www.getapp.sg/software/2084145/mercury-3> |
| en-ZA | <https://www.getapp.za.com/software/2084145/mercury-3> |

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